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tax_efficient_investing__tax_drag_cost

Calculate the tax drag cost on investment returns, reducing gross annual rate by tax rate over a specified period.

Instructions

[tax-efficient-investing] tax_drag_cost

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
yearsYes
principalYes
annual_tax_rateYes
gross_annual_rateYes
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations exist, and the description does not disclose any behavioral traits (e.g., whether it is a computational formula or has side effects). The tool's behavior is entirely opaque.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness2/5

Is the description appropriately sized, front-loaded, and free of redundancy?

While the description is extremely short, it lacks essential information and is under-specified. Conciseness requires informativeness, which is absent here.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness1/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the four parameters and no annotations or output schema, the description is severely incomplete. It does not explain the calculation or the role of each parameter.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters1/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The description provides no information about the parameters (principal, gross_annual_rate, annual_tax_rate, years). With 0% schema description coverage, the description should compensate but fails entirely.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose1/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description is a tautology: it merely repeats the tool name without indicating any action or purpose. It does not state that the tool calculates the tax drag cost on an investment.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives like after_tax_future_value. The description lacks any context for appropriate usage.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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