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debt_payoff__avalanche_schedule

Calculate an avalanche debt payoff schedule by prioritizing debts with highest interest rates using your monthly budget.

Instructions

[debt-payoff] avalanche_schedule

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
debtsYes
monthly_budgetYes
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations and only a name-like description, the agent gets no insight into behavioral traits such as whether the tool mutates data, requires authentication, or has side effects. The description adds nothing beyond the tool's identity.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness2/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is extremely concise but at the cost of being uninformative. Every sentence should earn its place; this single sentence provides no actionable information, making it inadequate.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness1/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given that there is no output schema, no annotations, and two parameters with no schema descriptions, the description must compensate. It fails completely, offering no hints about return values, edge cases, or behavior.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters1/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0% and the description does not explain the 'debts' array format or the 'monthly_budget' unit. The description adds no semantic value, leaving the agent to guess parameter structure.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose2/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description is merely a repetition of the tool name with a bracketed prefix. It does not explicitly state that the tool computes an avalanche debt payoff schedule given debts and monthly budget. The purpose is vague and relies on the name alone.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No usage guidance is provided. The description does not differentiate this tool from the sibling 'debt_payoff__snowball_schedule' or other debt-related tools. An agent has no context on when to choose this tool over alternatives.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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