Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, making the safety profile clear. The description adds only scope ('logged in user') but does not disclose additional behavioral details such as return format or required authentication, which is not needed given the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.