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YNAB MCP Server

by rgarcia

getTransactionsByCategory

Retrieve all settled transactions for a specific budget category, optionally filtered by date or transaction type.

Instructions

Returns all transactions for a specified category, excluding any pending transactions

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
plan_idYesThe id of the plan. "last-used" can be used to specify the last used plan and "default" can be used if default plan selection is enabled (see: https://api.ynab.com/#oauth-default-plan).
category_idYesThe id of the category
since_dateNoIf specified, only transactions on or after this date will be included. The date should be ISO formatted (e.g. 2016-12-30).
typeNoIf specified, only transactions of the specified type will be included. "uncategorized" and "unapproved" are currently supported.
last_knowledge_of_serverNoThe starting server knowledge. If provided, only entities that have changed since `last_knowledge_of_server` will be included.
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations provided, so description must compensate. Only mentions exclusion of pending transactions; missing details on pagination, ordering, rate limits, or auth requirements.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Single, front-loaded sentence with no extraneous words. Efficiently communicates core purpose.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With 5 parameters, no output schema, and no annotations, the description is too brief. Omits return format, error handling, and filtering details beyond 'pending transactions'.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so baseline is 3. Description adds no extra meaning to parameters beyond what schema already provides.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states verb 'Returns', resource 'transactions for a specified category', and exclusion of pending transactions, distinguishing it from siblings like getTransactions or getTransactionsByAccount.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use vs alternatives (e.g., getTransactionsByPayee, getTransactionsByMonth). Lacks context for selection among many sibling tools.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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