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YNAB MCP Server

by rgarcia

getTransactionById

Retrieve a specific transaction by its ID. Requires the transaction ID and the plan ID of your YNAB budget.

Instructions

Returns a single transaction

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
plan_idYesThe id of the plan. "last-used" can be used to specify the last used plan and "default" can be used if default plan selection is enabled (see: https://api.ynab.com/#oauth-default-plan).
transaction_idYesThe id of the transaction
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are present, and the description does not disclose any behavioral traits such as read-only nature, error conditions, or data access limitations. The description merely repeats the tool's function without added context.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single sentence, which is concise but too minimal. It could be structured with additional context without becoming verbose.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given there is no output schema, the description should specify that the return value is the full transaction object. It only says 'a single transaction' which is vague. The tool is simple but the description lacks completeness.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema covers 100% of the parameters with descriptions for plan_id and transaction_id. The tool description adds no extra meaning beyond the schema, so a baseline score of 3 is appropriate.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description 'Returns a single transaction' clearly states the verb (returns) and resource (transaction). While the name itself is descriptive, the description does not explicitly differentiate from sibling tools like getTransactionsByAccount or getTransactions, but the intent is clear.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides no guidance on when to use this tool versus alternatives such as getTransactions or getTransactionsByAccount. There is no mention of prerequisites, filtering, or exclusions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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