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rgarcia

YNAB MCP Server

by rgarcia

getPayeeById

Fetch a single payee from your YNAB budget using its unique payee ID and plan ID.

Instructions

Returns a single payee

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
plan_idYesThe id of the plan. "last-used" can be used to specify the last used plan and "default" can be used if default plan selection is enabled (see: https://api.ynab.com/#oauth-default-plan).
payee_idYesThe id of the payee
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description should disclose behavioral traits. It merely restates the function without mentioning idempotency, side effects, or security considerations. A get operation is implicitly read-only but not stated.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is extremely concise, consisting of a single sentence with no redundancy. However, it lacks structure and does not elaborate on parameters or behavior, which might be considered under-specified.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple get-by-id operation, the description is minimally adequate but incomplete. It does not explain return value structure, possible errors (e.g., not found), or prerequisites like authentication. Given the low complexity and no output schema, a 3 is appropriate.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100% and provides adequate explanations for both parameters (plan_id and payee_id). The tool description adds no additional meaning beyond the schema, so score is baseline 3.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description 'Returns a single payee' clearly states the action and resource, distinguishing it from sibling tools like getPayees which return multiple. However, it is very brief and could be more specific about the identifier used.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is given on when to use this tool versus alternatives such as getPayees or getPayeeLocations. The description lacks context on prerequisites or scenarios.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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