YNAB MCP Server
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TDQS
Scored across 44 tools
Each tool targets a distinct resource or operation. Even with multiple filtered transaction getters, descriptions clearly differentiate them (e.g., by account, category, month, payee). No ambiguous overlaps.
All tools follow a consistent verb_noun pattern (e.g., createAccount, getAccounts, updateCategory). Filtered getters extend this with 'By' (e.g., getTransactionsByAccount). No mixed conventions.
44 tools is significantly above the recommended 3-15 range, making the surface heavy. While YNAB has many entities, the count feels excessive for an MCP server and may overwhelm agents.
The tool set covers all major YNAB operations: CRUD for accounts, categories, payees, transactions, scheduled transactions, plans, months, and money movements. Filtered gets and import functionality ensure no dead ends.