expense-tracker-mcp
expense-tracker-mcp
一个远程 MCP 服务器,用于跟踪个人支出,以 Postgres 为后端,设计为由两种不同的客户端驱动:Claude 作为连接器,以及一个自定义的 LangGraph 代理。
说一句“今天在杂货上花了 450”,然后问“我这个月在食物上花了多少?”——无论从哪个客户端,都能得到相同的答案,因为状态存在于数据库中,而不是聊天会话中。
Claude (connector) ─┐
├─► expense-tracker-mcp ─► Neon Postgres
LangGraph agent ────┘ (FastMCP)状态
阶段 | ||
1 | 服务器基础——类型化工具、Postgres、类别验证 | 本地可用 |
2 | LangGraph 客户端——终端、 | 未开始 |
3 | 基于可用代理的 Streamlit 前端 | 未开始 |
4 | OAuth 2.1、按已认证用户范围限定查询 | 未开始 |
阶段 1 已针对真实的 Neon 数据库进行了端到端验证。下一步是部署。
Related MCP server: expense-tracker-mcp-server
工具
工具 | 用途 |
| 有效的分类体系,使模型可以查询而不是猜测。 |
| 记录一笔支出。写入前验证类别。 |
| 各行记录,最新的在前。可选的日期范围和类别筛选。 |
| 按日期范围统计总额,按类别分组——或者当筛选到单个类别时按子类别分组。 |
该分类体系也作为资源 expenses://categories 发布。这种重复是有意为之,而针对 Claude 的测试正是产生这一设计的原因:资源是只读参考数据的 正确 MCP 原语,但客户端只有在用户附加资源时才会读取——模型拿到的是工具,而不是资源。当被问到“我可以使用哪些类别?”时,Claude 报告分类体系不可用,并主动提出写入一条胡乱的行,以便从拒绝错误中读取有效值。工具才是模型实际能够触达的东西;资源则保留给直接浏览资源的客户端。
类别是在 categories.json 中定义的固定两级分类体系——20 个类别,每个类别都有子类别。任何超出该体系的内容都会被拒绝,错误信息中包含有效值,因此模型可以在一次往返中自行纠正。
本地运行
先决条件: Python 3.10+、uv 以及一个 Neon 账户(免费套餐就足够了)。
git clone https://github.com/<your-username>/expense-tracker-mcp
cd expense-tracker-mcp
uv sync配置数据库。 复制示例文件并填写你的 Neon 连接字符串:
cp .env.example .env # PowerShell: Copy-Item .env.example .env关于该字符串,有两件事很重要:
使用池化连接——主机名包含
-pooler。去掉
?sslmode=require&channel_binding=require查询字符串。 asyncpg 不接受 libpq 的查询参数,会抛出invalid dsn: invalid connection option "sslmode"。而是在代码中显式请求 TLS。(服务器也会防御性地剥离这些参数,因此直接粘贴原始字符串仍然可以工作。)
创建表。 在 Neon SQL Editor 或任何 Postgres 客户端中运行一次 schema.sql。每条语句都是幂等的。
启动服务器:
uv run python main.py # http://127.0.0.1:8000/mcp或者使用 MCP Inspector 以交互方式探索(需要 Node):
uv run fastmcp dev inspector main.py在浏览器中对 /mcp 执行 GET 会返回 406 Not Acceptable。这是正确的,不是失败——MCP 要求使用 POST,并带有 Accept: application/json, text/event-stream。
部署
为 Prefect Horizon(原 FastMCP Cloud)构建。将其指向此仓库,入口点为 main.py:mcp,并在环境变量中设置 DATABASE_URL。部署后的服务器会获得一个 *.fastmcp.app URL,可以直接作为连接器添加到 Claude。
请注意,这里故意没有 .python-version 文件。Horizon 使用 UV_PROJECT_ENVIRONMENT=/usr/local 构建,这是系统 Python 前缀,而不是虚拟环境;版本固定会使 uv 拒绝它、下载托管的 CPython,并在尝试重建非 venv 目录时失败。pyproject.toml 中 requires-python = ">=3.10" 的下限就足够了。
设计决策
金额使用 NUMERIC(12,2),绝不使用浮点数。 二进制浮点数无法精确表示 0.1,因此对浮点金额求和会累积误差,总额会以分为单位漂移。金额在 Python 中是 Decimal,在 Postgres 中是 NUMERIC,并在网络上以字符串传输——JSON 数字是 IEEE-754 双精度浮点数,因此如果序列化为浮点数,会在最后一步重新引入漂移。450.55 + 120.45 精确地返回 571.00。
连接池是惰性创建的,绝不会在导入时创建。 在导入时连接会把暂时的数据库问题变成一次失败的部署;惰性连接池则会把它变成一次可重试的失败工具调用。Schema 创建同样是一个独立的一次性脚本,而不是服务器在启动时做的事情。
每个参数都有类型注解。 FastMCP 从类型提示构建模型看到的 JSON schema,因此 date: date 以 {"type": "string", "format": "date"} 的形式到达模型,amount 带有 exclusiveMinimum: 0。无类型的参数会显著降低工具调用的准确性——而且无效输入会在工具体运行之前就被 schema 验证拒绝。
每个工具都返回一个 dict,无论成功还是失败,并带有 ok 键。如果一个工具成功时返回 list、出错时返回 dict,就会迫使每个调用者在使用结果之前进行类型检查。
user_id 从第一天起就存在,具有默认值且当前未使用;阶段 4 将按它来限定每个查询的范围。事后向一个有数据的表添加 NOT NULL 列需要迁移——现在添加则毫无代价。它故意不作为工具参数:如果模型可以选择 user_id,任何客户端都可以仅凭询问就读取任何人的支出记录。
日志输出到 stderr。 在 stdio 传输上,stdout 就是 JSON-RPC 通道,任何多余的 print() 都会破坏协议流。
尚未实现
如实说明限制,而非遗漏:
没有编辑或删除工具。 纠正一条记错的支出意味着直接操作数据库。推迟到在实践中确实令人困扰时再实现。
没有货币列。 所有金额都假定使用同一种货币。
没有身份验证。 每笔支出都以
user_id = 'default'写入,因此在阶段 4 之前,部署的服务器是单租户的。
目录结构
main.py the server: three tools, one resource
schema.sql one-time table + index creation
categories.json the category taxonomy, single source of truth
.env.example documents DATABASE_URL技术栈
Available Tools
6 toolsadd_expenseA
Record a single expense.
Pass the user's local date -- the server does not infer 'today', because its clock is UTC and would log the wrong day either side of midnight.
| Name | Required | Description | Default |
|---|---|---|---|
| date | Yes | Date the money was spent, YYYY-MM-DD. | |
| note | No | Optional free-text note. | |
| amount | Yes | Amount spent. Must be greater than zero. | |
| category | Yes | Top-level category, e.g. 'food'. Must be a known category. | |
| subcategory | No | Optional subcategory, e.g. 'groceries'. |
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description carries the full burden. It discloses a subtle, high-impact behavior: the server uses UTC and will not infer today, so the client must pass the user's local date. It does not overstate side effects, but 'record' clearly signals creation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is two sentences with no filler. The essential behavioral warning about UTC is front-loaded in the second sentence and directly actionable.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple create operation with a full output schema and complete parameter documentation, the description covers the key pitfall an agent would likely miss. It does not mention category validation or sibling alternatives, but the schema states 'Must be a known category' and sibling names are self-explanatory.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the baseline is 3. The description adds real value for the date parameter by explaining why the caller must supply the local date and how the server's UTC clock could cause errors. It does not need to repeat the other parameters since the schema already documents them fully.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description opens with 'Record a single expense,' which is a specific verb, resource, and scope. This makes it immediately distinct from siblings like list_expenses, delete_expense, and summarize.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The wording implies when to use the tool, but it does not explicitly contrast it with alternatives or state when not to use it. The date guidance is operational context, not a when-to-use vs. alternative boundary.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
delete_expenseADestructiveIdempotent
Delete one expense, by id.
Use list_expenses first to find the id, and confirm with the user which
one they mean before deleting -- ids are not guessable from a description
and deleting the wrong row cannot be undone.
| Name | Required | Description | Default |
|---|---|---|---|
| expense_id | Yes | id of the expense to delete, from list_expenses. |
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already mark the tool as destructive and idempotent. The description adds meaningful behavioral context by warning that deleting the wrong row cannot be undone and that user confirmation is required. This goes beyond the annotation flags and helps the agent weigh the consequences of invoking the tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is compact and front-loads the core purpose in the first sentence. The second part provides essential usage and safety guidance without redundancy. It is slightly longer than necessary, but every sentence earns its place by adding important operational context.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple single-parameter delete operation, the description covers the key aspects: what to delete, how to get the id, and the need for user confirmation. The presence of destructive and idempotent annotations plus a full output schema means the description does not need to explain return values. Minor gaps, such as related data effects, are not significant for this tool.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The only parameter, expense_id, has full schema description coverage: it says 'id of the expense to delete, from list_expenses.' The tool description reinforces this by telling the agent to use list_expenses to find the id, but it does not add fundamentally new semantic meaning beyond what the schema already provides. Baseline 3 is appropriate given 100% coverage.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description opens with the precise action 'Delete one expense, by id', specifying exactly what resource is affected and how it is identified. This clearly distinguishes it from siblings like add_expense and list_expenses, and no other delete tool exists in the sibling set, so there is no ambiguity.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description explicitly instructs the agent to call list_expenses first to obtain the id and to confirm with the user before deleting. It also explains why this is necessary: ids are not guessable and deletion is irreversible. This gives clear when-to-use and safety guidance beyond just naming the operation.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
list_categoriesA
List every valid category and its subcategories.
Call this before logging an expense if you are unsure which category a purchase belongs to. Categories are a fixed taxonomy; anything outside it is rejected.
| Name | Required | Description | Default |
|---|---|---|---|
No parameters | |||
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the disclosure burden. It reveals that categories form a fixed taxonomy and that invalid values are rejected, which is the key behavioral contract for an agent deciding whether to use it. It does not explicitly state that the operation is read-only, though the verb 'List' and the workflow context make that clear.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is two sentences with no redundancy. The primary action is front-loaded, followed by usage guidance and a validation caveat, making it scannable for an agent.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
The tool is simple, has no parameters, and has an output schema, so the description need not describe return values. It provides the essential workflow context (when to call and validation behavior) and fits the agent's decision-making needs relative to siblings like add_expense and list_expenses.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The tool has zero parameters, so the input schema is empty and schema description coverage is 100%. The description does not need to explain any parameter semantics, and the baseline for a zero-parameter tool is 4.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description opens with the concrete action 'List every valid category and its subcategories', giving a clear verb and resource. It differentiates the tool from sibling expense-management tools by identifying it as a taxonomy lookup rather than a mutation or expense operation.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description explicitly instructs the agent to call this tool 'before logging an expense if you are unsure which category a purchase belongs to', connecting it to the add_expense workflow. It also provides a decisive boundary condition: categories are a fixed taxonomy and anything outside is rejected, so the agent knows when this list is authoritative.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
list_expensesA
List individual expenses, newest first.
All filters are optional; with none set this returns the most recent
expenses. Use summarize instead when you want totals rather than rows.
| Name | Required | Description | Default |
|---|---|---|---|
| limit | No | Maximum rows to return. | |
| category | No | Only return expenses in this category. | |
| end_date | No | Latest date to include, inclusive, YYYY-MM-DD. | |
| start_date | No | Earliest date to include, inclusive, YYYY-MM-DD. |
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full behavioral burden. It discloses ordering ('newest first'), return granularity ('individual expenses' as rows), and default filtering behavior. While it does not explicitly state read-only semantics, 'List' strongly implies a non-mutating operation, and the output schema covers return structure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
Two tight sentences with no wasted words. The core purpose and ordering are front-loaded, followed by filter semantics and the alternative-tool pointer.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple list tool with a rich schema and output schema, the description covers purpose, behavior, defaults, and the main sibling distinction. It does not discuss pagination beyond the `limit` parameter, but that is documented in the schema and not a significant gap here.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the schema already documents each parameter and its meaning. The description adds useful high-level context about filters being optional and the default result set, but does not need to compensate for any parameter-schema gaps.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description states a specific verb and resource ('List individual expenses') plus a clear ordering ('newest first'), and explicitly differentiates itself from the sibling `summarize` by contrasting rows vs. totals. An agent can tell exactly what this tool does without opening the schema.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
It explicitly says all filters are optional and describes the default behavior when none are set. It also names the alternative tool (`summarize`) and the condition for choosing it ('when you want totals rather than rows'), giving clear when-to-use guidance.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
summarizeA
Total spending over a date range, broken down by category.
Summing happens in Postgres over NUMERIC values, so the total is exact. Prefer this over listing every row and adding them up.
| Name | Required | Description | Default |
|---|---|---|---|
| category | No | Restrict to one category. When set, the breakdown is by subcategory instead of by category. | |
| end_date | No | Latest date to include, inclusive, YYYY-MM-DD. | |
| start_date | No | Earliest date to include, inclusive, YYYY-MM-DD. |
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the burden of behavioral disclosure. It adds a non-obvious guarantee: 'Summing happens in Postgres over NUMERIC values, so the total is exact.' This is genuinely useful context about precision. It does not explicitly say the operation is read-only, but the aggregation wording and lack of mutation signals make that reasonably clear.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is three short sentences, each earning its place: purpose, correctness guarantee, and usage preference. It is front-loaded with the primary function and contains no redundant filler or repeated schema content.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple read-only aggregate tool with three optional parameters and a present output schema, the description covers purpose, usage guidance, and an important behavioral guarantee. Any remaining edge cases (e.g., empty results, invalid date ranges) are not essential for an agent to invoke the tool correctly, especially since the output schema and parameter descriptions provide the rest.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the schema already fully documents all three parameters. The description only restates the date-range and category-breakdown concepts, adding no new meaning about date formats, inclusive bounds, or the categorical behavior beyond what the schema provides. Baseline 3 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description states a specific verb and resource: 'Total spending over a date range, broken down by category.' This clearly conveys the aggregation behavior and differentiates it from sibling tools like list_expenses. The phrase 'Prefer this over listing every row' reinforces that it summarizes rather than enumerates.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The instruction 'Prefer this over listing every row and adding them up' explicitly tells the agent to use this tool for totals rather than manually aggregating list results. It does not name the sibling tool list_expenses directly, nor does it state exclusions (e.g., 'use list_expenses when line items are needed'), so it falls just short of fully explicit alternative routing.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
whoamiA
Report which user the server sees, and whether expenses are scoped.
Worth having permanently rather than as a one-off diagnostic: "why can't I see my expenses?" is answered by this tool in one call, and the answer is almost always that the request arrived unauthenticated and landed in the shared local bucket.
| Name | Required | Description | Default |
|---|---|---|---|
No parameters | |||
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral disclosure burden. It explains that the tool reveals the server-side user, whether expenses are scoped, and that the likely cause of invisibility is an unauthenticated request landing in the shared local bucket. This adds meaningful diagnostic context beyond the tool name.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The first sentence is a crisp summary, and the second sentence earns its place by explaining practical value. The wording is slightly discursive with the quoted diagnostic scenario, but overall it is compact and front-loaded.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple zero-parameter diagnostic tool with an output schema, the description covers purpose, usage rationale, and a common failure context. It does not explicitly state that the tool is read-only or side-effect-free, but the name and description strongly imply a safe diagnostic operation.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The tool has zero parameters and the input schema is empty, so there are no parameter semantics to clarify. The baseline for a zero-parameter tool is 4, and the description appropriately does not invent parameter guidance.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description opens with a specific verb and resource: 'Report which user the server sees, and whether expenses are scoped.' This clearly distinguishes whoami from the expense-management siblings by framing it as a diagnostic identity/scoping tool rather than a data operation.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description gives a concrete use case: answering 'why can't I see my expenses?' in one call, and advises keeping it permanently rather than as a one-off diagnostic. It does not explicitly contrast against sibling tools or state when not to use it, but the usage context is clear.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Tool Schema Changelog
Recent tool additions, removals, and schema changes observed during successful MCP inspections.
6 tool updates
v0.1.0- First observed
add_expense - First observed
delete_expense - First observed
list_categories - First observed
list_expenses - First observed
summarize - First observed
whoami
TDQS
Scored across 6 tools
Each tool maps to a distinct action (auth check, category lookup, add, list, delete, summarize), and the list_expenses vs summarize distinction is explicitly drawn as rows versus totals. whoami is a bit of an outlier but clearly scoped to diagnosing visibility. Only minor overlap exists between listing and summarizing expense data.
Most tools follow a clear lower_snake_case verb_noun pattern (list_categories, add_expense, list_expenses, delete_expense). summarize and whoami break the noun-object pattern but are still readable and not confusingly styled. The pluralization of expenses is slightly inconsistent (list_expenses vs delete_expense) but harmless.
Six tools is a well-scoped size for an expense tracker: one diagnostic, one taxonomy lookup, and core expense operations. Each tool earns its place without redundancy or bloat. This is in the ideal 3–15 tool range.
The core lifecycle is covered: add, list, delete, summarize, plus category validation and auth scoping. The only notable gap is an update/edit operation, but users can delete and re-add an incorrect expense. Overall agents can accomplish expense tracking without dead ends.
Maintenance
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