expense-tracker-mcp
expense-tracker-mcp
Un servidor MCP remoto para llevar un seguimiento de gastos personales, respaldado por Postgres, diseñado para ser manejado por dos clientes diferentes: Claude como conector y un agente LangGraph personalizado.
Registra un gasto diciendo "gasté 450 en comestibles hoy", y luego pregunta "¿cuánto gasté en comida este mes?" — y obtén la misma respuesta de cualquiera de los dos clientes, porque el estado vive en una base de datos en lugar de en una sesión de chat.
Claude (connector) ─┐
├─► expense-tracker-mcp ─► Neon Postgres
LangGraph agent ────┘ (FastMCP)Estado
Fase | ||
1 | Base del servidor — herramientas tipadas, Postgres, validación de categorías | funciona localmente |
2 | Cliente LangGraph — terminal, | no iniciada |
3 | Interfaz Streamlit sobre el agente funcional | no iniciada |
4 | OAuth 2.1, consultas limitadas al usuario autenticado | no iniciada |
La fase 1 está verificada de extremo a extremo contra una base de datos Neon real. El despliegue es el siguiente paso.
Related MCP server: expense-tracker-mcp-server
Herramientas
Herramienta | Propósito |
| La taxonomía válida, para que el modelo pueda consultarla en lugar de adivinar. |
| Registra un gasto. Valida la categoría antes de escribir. |
| Filas individuales, las más recientes primero. Filtros opcionales por rango de fechas y categoría. |
| Totales en un rango de fechas, agrupados por categoría — o por subcategoría cuando filtras a una categoría. |
La taxonomía también se publica como recurso, expenses://categories. Esa duplicación es deliberada, y probar con Claude es lo que la puso ahí: los recursos son la primitiva MCP correcta para datos de referencia de solo lectura, pero un cliente solo lee uno cuando un usuario lo adjunta — a los modelos se les dan herramientas, no recursos. Al preguntar "¿qué categorías puedo usar?", Claude informó que la taxonomía no estaba disponible y ofreció escribir una fila basura para poder leer los valores válidos del error de rechazo. La herramienta es lo que el modelo realmente puede alcanzar; el recurso permanece para clientes que navegan recursos directamente.
Las categorías son una taxonomía fija de dos niveles definida en categories.json — 20 categorías, cada una con subcategorías. Cualquier cosa fuera de ella se rechaza con los valores válidos incluidos en el error, para que el modelo pueda corregirse en un solo viaje de ida y vuelta.
Ejecutarlo localmente
Requisitos previos: Python 3.10+, uv y una cuenta de Neon (el nivel gratuito es suficiente).
git clone https://github.com/<your-username>/expense-tracker-mcp
cd expense-tracker-mcp
uv syncConfigura la base de datos. Copia el archivo de ejemplo y completa tu cadena de conexión de Neon:
cp .env.example .env # PowerShell: Copy-Item .env.example .envDos cosas importantes sobre esa cadena:
Usa la conexión agrupada — el host contiene
-pooler.Elimina la cadena de consulta
?sslmode=require&channel_binding=require. asyncpg no acepta los parámetros de consulta de libpq y lanzaráinvalid dsn: invalid connection option "sslmode". TLS se solicita explícitamente en el código en su lugar. (El servidor también elimina estos de forma defensiva, por lo que una cadena pegada sin procesar aún funciona).
Crea la tabla. Ejecuta schema.sql una vez, en el Editor SQL de Neon o en cualquier cliente de Postgres. Cada declaración es idempotente.
Inicia el servidor:
uv run python main.py # http://127.0.0.1:8000/mcpO explóralo interactivamente con el Inspector MCP (necesita Node):
uv run fastmcp dev inspector main.pyUna solicitud GET del navegador a /mcp devuelve 406 Not Acceptable. Eso es correcto, no un fallo — MCP requiere POST con
Accept: application/json, text/event-stream.
Despliegue
Construido para Prefect Horizon (anteriormente FastMCP Cloud). Apúntalo a este repositorio con el punto de entrada main.py:mcp y establece DATABASE_URL en las variables de entorno. Los servidores desplegados obtienen una URL *.fastmcp.app, que se puede añadir directamente a Claude como conector.
Ten en cuenta que deliberadamente no hay archivo .python-version. Horizon compila con UV_PROJECT_ENVIRONMENT=/usr/local, un prefijo de Python del sistema en lugar de un virtualenv; una fijación de versión hace que uv lo rechace, descargue un CPython gestionado y falle al intentar recrear un directorio que no es venv. El requisito requires-python = ">=3.10" en pyproject.toml es suficiente.
Decisiones de diseño
El dinero es NUMERIC(12,2), nunca un flotante. El punto flotante binario no puede representar 0.1 exactamente, por lo que sumar cantidades flotantes acumula error y los totales se desvían por céntimos. Las cantidades son Decimal en Python, NUMERIC en Postgres y cruzan el cable como cadenas — los números JSON son dobles IEEE-754, por lo que serializar como flotante reintroduciría la desviación en el último paso.
450.55 + 120.45 devuelve exactamente 571.00.
El grupo de conexiones se crea de forma diferida, nunca en la importación. Conectar en el momento de la importación convierte un problema transitorio de base de datos en un despliegue fallido; un grupo diferido lo convierte en una llamada de herramienta fallida que el llamador puede reintentar. La creación del esquema es igualmente un script separado de una sola vez, no algo que el servidor haga al arrancar.
Cada parámetro está anotado. FastMCP construye el esquema JSON que el modelo ve a partir de las sugerencias de tipo, por lo que date: date llega al modelo como
{"type": "string", "format": "date"} y amount lleva
exclusiveMinimum: 0. Los parámetros sin tipo degradan notablemente la precisión de la llamada a herramientas — y la entrada inválida se rechaza mediante la validación del esquema antes de que el cuerpo de la herramienta se ejecute.
Cada herramienta devuelve un dict, tanto en éxito como en fallo, con una clave ok. Una herramienta que devuelve una lista en éxito y un dict en error obliga a cada llamador a verificar el tipo antes de usar el resultado.
user_id existe desde el primer día, con un valor predeterminado y actualmente sin uso; la fase 4 limita cada consulta por él. Añadir una columna NOT NULL a una tabla poblada más tarde es una migración — añadirla ahora es gratis. Deliberadamente no es un parámetro de herramienta: si el modelo pudiera elegir el user_id, cualquier cliente podría leer los gastos de cualquiera solo con preguntar.
El registro va a stderr. Sobre el transporte stdio, stdout es el canal JSON-RPC, y un print() suelto corrompe el flujo del protocolo.
Aún no implementado
Limitaciones honestas en lugar de descuidos:
Sin herramientas de edición o eliminación. Corregir un gasto mal registrado significa ir directamente a la base de datos. Diferido hasta que demuestre ser molesto en la práctica.
Sin columna de moneda. Se asume que cada cantidad está en una sola moneda.
Sin autenticación. Cada gasto se escribe como
user_id = 'default', por lo que el servidor desplegado es de un solo inquilino hasta la fase 4.
Estructura
main.py the server: three tools, one resource
schema.sql one-time table + index creation
categories.json the category taxonomy, single source of truth
.env.example documents DATABASE_URLConstruido con
Available Tools
6 toolsadd_expenseA
Record a single expense.
Pass the user's local date -- the server does not infer 'today', because its clock is UTC and would log the wrong day either side of midnight.
| Name | Required | Description | Default |
|---|---|---|---|
| date | Yes | Date the money was spent, YYYY-MM-DD. | |
| note | No | Optional free-text note. | |
| amount | Yes | Amount spent. Must be greater than zero. | |
| category | Yes | Top-level category, e.g. 'food'. Must be a known category. | |
| subcategory | No | Optional subcategory, e.g. 'groceries'. |
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description carries the full burden. It discloses a subtle, high-impact behavior: the server uses UTC and will not infer today, so the client must pass the user's local date. It does not overstate side effects, but 'record' clearly signals creation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is two sentences with no filler. The essential behavioral warning about UTC is front-loaded in the second sentence and directly actionable.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple create operation with a full output schema and complete parameter documentation, the description covers the key pitfall an agent would likely miss. It does not mention category validation or sibling alternatives, but the schema states 'Must be a known category' and sibling names are self-explanatory.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the baseline is 3. The description adds real value for the date parameter by explaining why the caller must supply the local date and how the server's UTC clock could cause errors. It does not need to repeat the other parameters since the schema already documents them fully.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description opens with 'Record a single expense,' which is a specific verb, resource, and scope. This makes it immediately distinct from siblings like list_expenses, delete_expense, and summarize.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The wording implies when to use the tool, but it does not explicitly contrast it with alternatives or state when not to use it. The date guidance is operational context, not a when-to-use vs. alternative boundary.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
delete_expenseADestructiveIdempotent
Delete one expense, by id.
Use list_expenses first to find the id, and confirm with the user which
one they mean before deleting -- ids are not guessable from a description
and deleting the wrong row cannot be undone.
| Name | Required | Description | Default |
|---|---|---|---|
| expense_id | Yes | id of the expense to delete, from list_expenses. |
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already mark the tool as destructive and idempotent. The description adds meaningful behavioral context by warning that deleting the wrong row cannot be undone and that user confirmation is required. This goes beyond the annotation flags and helps the agent weigh the consequences of invoking the tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is compact and front-loads the core purpose in the first sentence. The second part provides essential usage and safety guidance without redundancy. It is slightly longer than necessary, but every sentence earns its place by adding important operational context.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple single-parameter delete operation, the description covers the key aspects: what to delete, how to get the id, and the need for user confirmation. The presence of destructive and idempotent annotations plus a full output schema means the description does not need to explain return values. Minor gaps, such as related data effects, are not significant for this tool.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The only parameter, expense_id, has full schema description coverage: it says 'id of the expense to delete, from list_expenses.' The tool description reinforces this by telling the agent to use list_expenses to find the id, but it does not add fundamentally new semantic meaning beyond what the schema already provides. Baseline 3 is appropriate given 100% coverage.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description opens with the precise action 'Delete one expense, by id', specifying exactly what resource is affected and how it is identified. This clearly distinguishes it from siblings like add_expense and list_expenses, and no other delete tool exists in the sibling set, so there is no ambiguity.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description explicitly instructs the agent to call list_expenses first to obtain the id and to confirm with the user before deleting. It also explains why this is necessary: ids are not guessable and deletion is irreversible. This gives clear when-to-use and safety guidance beyond just naming the operation.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
list_categoriesA
List every valid category and its subcategories.
Call this before logging an expense if you are unsure which category a purchase belongs to. Categories are a fixed taxonomy; anything outside it is rejected.
| Name | Required | Description | Default |
|---|---|---|---|
No parameters | |||
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the disclosure burden. It reveals that categories form a fixed taxonomy and that invalid values are rejected, which is the key behavioral contract for an agent deciding whether to use it. It does not explicitly state that the operation is read-only, though the verb 'List' and the workflow context make that clear.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is two sentences with no redundancy. The primary action is front-loaded, followed by usage guidance and a validation caveat, making it scannable for an agent.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
The tool is simple, has no parameters, and has an output schema, so the description need not describe return values. It provides the essential workflow context (when to call and validation behavior) and fits the agent's decision-making needs relative to siblings like add_expense and list_expenses.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The tool has zero parameters, so the input schema is empty and schema description coverage is 100%. The description does not need to explain any parameter semantics, and the baseline for a zero-parameter tool is 4.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description opens with the concrete action 'List every valid category and its subcategories', giving a clear verb and resource. It differentiates the tool from sibling expense-management tools by identifying it as a taxonomy lookup rather than a mutation or expense operation.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description explicitly instructs the agent to call this tool 'before logging an expense if you are unsure which category a purchase belongs to', connecting it to the add_expense workflow. It also provides a decisive boundary condition: categories are a fixed taxonomy and anything outside is rejected, so the agent knows when this list is authoritative.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
list_expensesA
List individual expenses, newest first.
All filters are optional; with none set this returns the most recent
expenses. Use summarize instead when you want totals rather than rows.
| Name | Required | Description | Default |
|---|---|---|---|
| limit | No | Maximum rows to return. | |
| category | No | Only return expenses in this category. | |
| end_date | No | Latest date to include, inclusive, YYYY-MM-DD. | |
| start_date | No | Earliest date to include, inclusive, YYYY-MM-DD. |
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full behavioral burden. It discloses ordering ('newest first'), return granularity ('individual expenses' as rows), and default filtering behavior. While it does not explicitly state read-only semantics, 'List' strongly implies a non-mutating operation, and the output schema covers return structure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
Two tight sentences with no wasted words. The core purpose and ordering are front-loaded, followed by filter semantics and the alternative-tool pointer.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple list tool with a rich schema and output schema, the description covers purpose, behavior, defaults, and the main sibling distinction. It does not discuss pagination beyond the `limit` parameter, but that is documented in the schema and not a significant gap here.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the schema already documents each parameter and its meaning. The description adds useful high-level context about filters being optional and the default result set, but does not need to compensate for any parameter-schema gaps.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description states a specific verb and resource ('List individual expenses') plus a clear ordering ('newest first'), and explicitly differentiates itself from the sibling `summarize` by contrasting rows vs. totals. An agent can tell exactly what this tool does without opening the schema.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
It explicitly says all filters are optional and describes the default behavior when none are set. It also names the alternative tool (`summarize`) and the condition for choosing it ('when you want totals rather than rows'), giving clear when-to-use guidance.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
summarizeA
Total spending over a date range, broken down by category.
Summing happens in Postgres over NUMERIC values, so the total is exact. Prefer this over listing every row and adding them up.
| Name | Required | Description | Default |
|---|---|---|---|
| category | No | Restrict to one category. When set, the breakdown is by subcategory instead of by category. | |
| end_date | No | Latest date to include, inclusive, YYYY-MM-DD. | |
| start_date | No | Earliest date to include, inclusive, YYYY-MM-DD. |
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the burden of behavioral disclosure. It adds a non-obvious guarantee: 'Summing happens in Postgres over NUMERIC values, so the total is exact.' This is genuinely useful context about precision. It does not explicitly say the operation is read-only, but the aggregation wording and lack of mutation signals make that reasonably clear.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is three short sentences, each earning its place: purpose, correctness guarantee, and usage preference. It is front-loaded with the primary function and contains no redundant filler or repeated schema content.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple read-only aggregate tool with three optional parameters and a present output schema, the description covers purpose, usage guidance, and an important behavioral guarantee. Any remaining edge cases (e.g., empty results, invalid date ranges) are not essential for an agent to invoke the tool correctly, especially since the output schema and parameter descriptions provide the rest.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the schema already fully documents all three parameters. The description only restates the date-range and category-breakdown concepts, adding no new meaning about date formats, inclusive bounds, or the categorical behavior beyond what the schema provides. Baseline 3 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description states a specific verb and resource: 'Total spending over a date range, broken down by category.' This clearly conveys the aggregation behavior and differentiates it from sibling tools like list_expenses. The phrase 'Prefer this over listing every row' reinforces that it summarizes rather than enumerates.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The instruction 'Prefer this over listing every row and adding them up' explicitly tells the agent to use this tool for totals rather than manually aggregating list results. It does not name the sibling tool list_expenses directly, nor does it state exclusions (e.g., 'use list_expenses when line items are needed'), so it falls just short of fully explicit alternative routing.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
whoamiA
Report which user the server sees, and whether expenses are scoped.
Worth having permanently rather than as a one-off diagnostic: "why can't I see my expenses?" is answered by this tool in one call, and the answer is almost always that the request arrived unauthenticated and landed in the shared local bucket.
| Name | Required | Description | Default |
|---|---|---|---|
No parameters | |||
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral disclosure burden. It explains that the tool reveals the server-side user, whether expenses are scoped, and that the likely cause of invisibility is an unauthenticated request landing in the shared local bucket. This adds meaningful diagnostic context beyond the tool name.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The first sentence is a crisp summary, and the second sentence earns its place by explaining practical value. The wording is slightly discursive with the quoted diagnostic scenario, but overall it is compact and front-loaded.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple zero-parameter diagnostic tool with an output schema, the description covers purpose, usage rationale, and a common failure context. It does not explicitly state that the tool is read-only or side-effect-free, but the name and description strongly imply a safe diagnostic operation.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The tool has zero parameters and the input schema is empty, so there are no parameter semantics to clarify. The baseline for a zero-parameter tool is 4, and the description appropriately does not invent parameter guidance.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description opens with a specific verb and resource: 'Report which user the server sees, and whether expenses are scoped.' This clearly distinguishes whoami from the expense-management siblings by framing it as a diagnostic identity/scoping tool rather than a data operation.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description gives a concrete use case: answering 'why can't I see my expenses?' in one call, and advises keeping it permanently rather than as a one-off diagnostic. It does not explicitly contrast against sibling tools or state when not to use it, but the usage context is clear.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Tool Schema Changelog
Recent tool additions, removals, and schema changes observed during successful MCP inspections.
6 tool updates
v0.1.0- First observed
add_expense - First observed
delete_expense - First observed
list_categories - First observed
list_expenses - First observed
summarize - First observed
whoami
TDQS
Scored across 6 tools
Each tool maps to a distinct action (auth check, category lookup, add, list, delete, summarize), and the list_expenses vs summarize distinction is explicitly drawn as rows versus totals. whoami is a bit of an outlier but clearly scoped to diagnosing visibility. Only minor overlap exists between listing and summarizing expense data.
Most tools follow a clear lower_snake_case verb_noun pattern (list_categories, add_expense, list_expenses, delete_expense). summarize and whoami break the noun-object pattern but are still readable and not confusingly styled. The pluralization of expenses is slightly inconsistent (list_expenses vs delete_expense) but harmless.
Six tools is a well-scoped size for an expense tracker: one diagnostic, one taxonomy lookup, and core expense operations. Each tool earns its place without redundancy or bloat. This is in the ideal 3–15 tool range.
The core lifecycle is covered: add, list, delete, summarize, plus category validation and auth scoping. The only notable gap is an update/edit operation, but users can delete and re-add an incorrect expense. Overall agents can accomplish expense tracking without dead ends.
Maintenance
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