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expense-tracker-mcp

expense-tracker-mcp

Удалённый MCP сервер для учёта личных расходов на базе Postgres, рассчитанный на работу с двумя разными клиентами: Claude в роли коннектора и кастомным агентом на LangGraph.

Запишите расход фразой «потратил 450 на продукты сегодня», затем спросите «сколько я потратил на еду в этом месяце?» — и получите одинаковый ответ от любого клиента, потому что состояние хранится в базе данных, а не в чат-сессии.

Claude (connector) ─┐
                    ├─► expense-tracker-mcp ─► Neon Postgres
LangGraph agent ────┘        (FastMCP)

Статус

Фаза

1

Фундамент сервера — типизированные инструменты, Postgres, валидация категорий

работает локально

2

Клиент LangGraph — терминал, create_react_agent, память с чекпоинтами

не начато

3

Фронтенд на Streamlit поверх работающего агента

не начато

4

OAuth 2.1, запросы, ограниченные аутентифицированным пользователем

не начато

Фаза 1 проверена от начала до конца на реальной базе Neon. Развёртывание — следующий шаг.

Related MCP server: expense-tracker-mcp-server

Инструменты

Инструмент

Назначение

list_categories

Допустимая таксономия, чтобы модель могла её найти, а не угадывать.

add_expense

Записать один расход. Проверяет категорию перед записью.

list_expenses

Отдельные строки, сначала новые. Необязательные фильтры по диапазону дат и категории.

summarize

Итоги за диапазон дат, сгруппированные по категории — или по подкатегории, если отфильтровать по одной категории.

Таксономия также публикуется как ресурс, expenses://categories. Это дублирование намеренно, и именно тестирование с Claude привело к нему: ресурсы — правильный примитив MCP для справочных данных только для чтения, но клиент читает их только тогда, когда пользователь их прикрепляет — моделям выдаются инструменты, а не ресурсы. На вопрос «какие категории я могу использовать?» Claude сообщил, что таксономия недоступна, и предложил записать мусорную строку, чтобы прочитать допустимые значения из ошибки отклонения. Инструмент — это то, до чего модель реально может дотянуться; ресурс остаётся для клиентов, которые просматривают ресурсы напрямую.

Категории — это фиксированная двухуровневая таксономия, определённая в categories.json — 20 категорий, у каждой есть подкатегории. Всё, что вне её, отклоняется с включением допустимых значений в ошибку, так что модель может исправиться за один цикл.

Запуск локально

Предварительные требования: Python 3.10+, uv и аккаунт Neon (бесплатного тарифа достаточно).

git clone https://github.com/<your-username>/expense-tracker-mcp
cd expense-tracker-mcp
uv sync

Настройте базу данных. Скопируйте пример файла и заполните строку подключения к Neon:

cp .env.example .env      # PowerShell: Copy-Item .env.example .env

В этой строке важны две вещи:

  • Используйте пулированное подключение — хост содержит -pooler.

  • Удалите строку запроса ?sslmode=require&channel_binding=require. asyncpg не принимает параметры запроса libpq и вызовет invalid dsn: invalid connection option "sslmode". TLS запрашивается явно в коде. (Сервер также удаляет их на всякий случай, так что даже сырая вставленная строка работает.)

Создайте таблицу. Выполните schema.sql один раз в SQL-редакторе Neon или любом клиенте Postgres. Каждый оператор идемпотентен.

Запустите сервер:

uv run python main.py            # http://127.0.0.1:8000/mcp

Или исследуйте его интерактивно с помощью MCP Inspector (требуется Node):

uv run fastmcp dev inspector main.py

Браузерный GET на /mcp возвращает 406 Not Acceptable. Это правильно, а не сбой — MCP требует POST с Accept: application/json, text/event-stream.

Развёртывание

Создан для Prefect Horizon (ранее FastMCP Cloud). Укажите этот репозиторий с точкой входа main.py:mcp и задайте DATABASE_URL в переменных окружения. Развёрнутые серверы получают URL вида *.fastmcp.app, который можно добавить напрямую в Claude как коннектор.

Обратите внимание: намеренно нет файла .python-version. Horizon собирает с UV_PROJECT_ENVIRONMENT=/usr/local, системным префиксом Python, а не виртуальным окружением; фиксация версии заставит uv отклонить его, скачать управляемый CPython и потерпеть неудачу при попытке воссоздать не-venv каталог. Нижней границы requires-python = ">=3.10" в pyproject.toml достаточно.

Архитектурные решения

Деньги — это NUMERIC(12,2), никогда не float. Двоичная плавающая точка не может точно представить 0.1, поэтому суммирование float-сумм накапливает ошибку, и итоги расходятся на центы. Суммы — это Decimal в Python, NUMERIC в Postgres и передаются по сети как строки — JSON-числа являются IEEE-754 double, так что сериализация как float вернула бы дрейф на самом последнем шаге. 450.55 + 120.45 возвращает ровно 571.00.

Пул подключений создаётся лениво, никогда при импорте. Подключение при импорте превращает временную проблему с базой данных в неудачное развёртывание; ленивый пул превращает её в один неудачный вызов инструмента, который вызывающий может повторить. Создание схемы также является отдельным одноразовым скриптом, а не тем, что сервер делает при запуске.

Каждый параметр аннотирован. FastMCP строит JSON-схему, которую видит модель, из подсказок типов, поэтому date: date доходит до модели как {"type": "string", "format": "date"}, а amount несёт exclusiveMinimum: 0. Нетипизированные параметры заметно ухудшают точность вызова инструментов — и недопустимый ввод отклоняется валидацией схемы до того, как тело инструмента вообще выполнится.

Каждый инструмент возвращает dict, как при успехе, так и при ошибке, с ключом ok. Инструмент, который возвращает список при успехе и dict при ошибке, заставляет каждого вызывающего проверять тип перед использованием результата.

user_id существует с первого дня, имеет значение по умолчанию и пока не используется; фаза 4 ограничивает каждый запрос по нему. Добавление столбца NOT NULL в заполненную таблицу позже — это миграция; добавить его сейчас — бесплатно. Он намеренно не является параметром инструмента: если бы модель могла выбирать user_id, любой клиент мог бы читать чужие расходы, просто спросив.

Логирование идёт в stderr. При stdio-транспорте stdout является каналом JSON-RPC, и случайный print() повреждает поток протокола.

Ещё не реализовано

Честные ограничения, а не упущения:

  • Нет инструментов редактирования или удаления. Исправление неправильно записанного расхода означает прямое обращение к базе данных. Отложено, пока это не станет раздражать на практике.

  • Нет столбца валюты. Предполагается, что все суммы в одной валюте.

  • Нет аутентификации. Каждый расход записывается как user_id = 'default', поэтому развёрнутый сервер является однопользовательским до фазы 4.

Структура

main.py           the server: three tools, one resource
schema.sql        one-time table + index creation
categories.json   the category taxonomy, single source of truth
.env.example      documents DATABASE_URL

Создано с помощью

FastMCP 3 · asyncpg · Neon Postgres

Available Tools

6 tools
add_expenseA

Record a single expense.

Pass the user's local date -- the server does not infer 'today', because its clock is UTC and would log the wrong day either side of midnight.

NameRequiredDescriptionDefault
dateYesDate the money was spent, YYYY-MM-DD.
noteNoOptional free-text note.
amountYesAmount spent. Must be greater than zero.
categoryYesTop-level category, e.g. 'food'. Must be a known category.
subcategoryNoOptional subcategory, e.g. 'groceries'.

Output Schema

NameRequiredDescription

No output parameters

TDQS

A4.2/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries the full burden. It discloses a subtle, high-impact behavior: the server uses UTC and will not infer today, so the client must pass the user's local date. It does not overstate side effects, but 'record' clearly signals creation.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is two sentences with no filler. The essential behavioral warning about UTC is front-loaded in the second sentence and directly actionable.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple create operation with a full output schema and complete parameter documentation, the description covers the key pitfall an agent would likely miss. It does not mention category validation or sibling alternatives, but the schema states 'Must be a known category' and sibling names are self-explanatory.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the baseline is 3. The description adds real value for the date parameter by explaining why the caller must supply the local date and how the server's UTC clock could cause errors. It does not need to repeat the other parameters since the schema already documents them fully.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description opens with 'Record a single expense,' which is a specific verb, resource, and scope. This makes it immediately distinct from siblings like list_expenses, delete_expense, and summarize.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The wording implies when to use the tool, but it does not explicitly contrast it with alternatives or state when not to use it. The date guidance is operational context, not a when-to-use vs. alternative boundary.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

delete_expenseA
DestructiveIdempotent

Delete one expense, by id.

Use list_expenses first to find the id, and confirm with the user which one they mean before deleting -- ids are not guessable from a description and deleting the wrong row cannot be undone.

NameRequiredDescriptionDefault
expense_idYesid of the expense to delete, from list_expenses.

Output Schema

NameRequiredDescription

No output parameters

TDQS

A4.3/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The annotations already mark the tool as destructive and idempotent. The description adds meaningful behavioral context by warning that deleting the wrong row cannot be undone and that user confirmation is required. This goes beyond the annotation flags and helps the agent weigh the consequences of invoking the tool.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is compact and front-loads the core purpose in the first sentence. The second part provides essential usage and safety guidance without redundancy. It is slightly longer than necessary, but every sentence earns its place by adding important operational context.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple single-parameter delete operation, the description covers the key aspects: what to delete, how to get the id, and the need for user confirmation. The presence of destructive and idempotent annotations plus a full output schema means the description does not need to explain return values. Minor gaps, such as related data effects, are not significant for this tool.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The only parameter, expense_id, has full schema description coverage: it says 'id of the expense to delete, from list_expenses.' The tool description reinforces this by telling the agent to use list_expenses to find the id, but it does not add fundamentally new semantic meaning beyond what the schema already provides. Baseline 3 is appropriate given 100% coverage.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description opens with the precise action 'Delete one expense, by id', specifying exactly what resource is affected and how it is identified. This clearly distinguishes it from siblings like add_expense and list_expenses, and no other delete tool exists in the sibling set, so there is no ambiguity.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description explicitly instructs the agent to call list_expenses first to obtain the id and to confirm with the user before deleting. It also explains why this is necessary: ids are not guessable and deletion is irreversible. This gives clear when-to-use and safety guidance beyond just naming the operation.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

list_categoriesA

List every valid category and its subcategories.

Call this before logging an expense if you are unsure which category a purchase belongs to. Categories are a fixed taxonomy; anything outside it is rejected.

NameRequiredDescriptionDefault

No parameters

Output Schema

NameRequiredDescription

No output parameters

TDQS

A4.7/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the disclosure burden. It reveals that categories form a fixed taxonomy and that invalid values are rejected, which is the key behavioral contract for an agent deciding whether to use it. It does not explicitly state that the operation is read-only, though the verb 'List' and the workflow context make that clear.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is two sentences with no redundancy. The primary action is front-loaded, followed by usage guidance and a validation caveat, making it scannable for an agent.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The tool is simple, has no parameters, and has an output schema, so the description need not describe return values. It provides the essential workflow context (when to call and validation behavior) and fits the agent's decision-making needs relative to siblings like add_expense and list_expenses.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool has zero parameters, so the input schema is empty and schema description coverage is 100%. The description does not need to explain any parameter semantics, and the baseline for a zero-parameter tool is 4.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description opens with the concrete action 'List every valid category and its subcategories', giving a clear verb and resource. It differentiates the tool from sibling expense-management tools by identifying it as a taxonomy lookup rather than a mutation or expense operation.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description explicitly instructs the agent to call this tool 'before logging an expense if you are unsure which category a purchase belongs to', connecting it to the add_expense workflow. It also provides a decisive boundary condition: categories are a fixed taxonomy and anything outside is rejected, so the agent knows when this list is authoritative.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

list_expensesA

List individual expenses, newest first.

All filters are optional; with none set this returns the most recent expenses. Use summarize instead when you want totals rather than rows.

NameRequiredDescriptionDefault
limitNoMaximum rows to return.
categoryNoOnly return expenses in this category.
end_dateNoLatest date to include, inclusive, YYYY-MM-DD.
start_dateNoEarliest date to include, inclusive, YYYY-MM-DD.

Output Schema

NameRequiredDescription

No output parameters

TDQS

A4.4/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the full behavioral burden. It discloses ordering ('newest first'), return granularity ('individual expenses' as rows), and default filtering behavior. While it does not explicitly state read-only semantics, 'List' strongly implies a non-mutating operation, and the output schema covers return structure.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two tight sentences with no wasted words. The core purpose and ordering are front-loaded, followed by filter semantics and the alternative-tool pointer.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple list tool with a rich schema and output schema, the description covers purpose, behavior, defaults, and the main sibling distinction. It does not discuss pagination beyond the `limit` parameter, but that is documented in the schema and not a significant gap here.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the schema already documents each parameter and its meaning. The description adds useful high-level context about filters being optional and the default result set, but does not need to compensate for any parameter-schema gaps.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description states a specific verb and resource ('List individual expenses') plus a clear ordering ('newest first'), and explicitly differentiates itself from the sibling `summarize` by contrasting rows vs. totals. An agent can tell exactly what this tool does without opening the schema.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

It explicitly says all filters are optional and describes the default behavior when none are set. It also names the alternative tool (`summarize`) and the condition for choosing it ('when you want totals rather than rows'), giving clear when-to-use guidance.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

summarizeA

Total spending over a date range, broken down by category.

Summing happens in Postgres over NUMERIC values, so the total is exact. Prefer this over listing every row and adding them up.

NameRequiredDescriptionDefault
categoryNoRestrict to one category. When set, the breakdown is by subcategory instead of by category.
end_dateNoLatest date to include, inclusive, YYYY-MM-DD.
start_dateNoEarliest date to include, inclusive, YYYY-MM-DD.

Output Schema

NameRequiredDescription

No output parameters

TDQS

A4.3/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the burden of behavioral disclosure. It adds a non-obvious guarantee: 'Summing happens in Postgres over NUMERIC values, so the total is exact.' This is genuinely useful context about precision. It does not explicitly say the operation is read-only, but the aggregation wording and lack of mutation signals make that reasonably clear.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is three short sentences, each earning its place: purpose, correctness guarantee, and usage preference. It is front-loaded with the primary function and contains no redundant filler or repeated schema content.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple read-only aggregate tool with three optional parameters and a present output schema, the description covers purpose, usage guidance, and an important behavioral guarantee. Any remaining edge cases (e.g., empty results, invalid date ranges) are not essential for an agent to invoke the tool correctly, especially since the output schema and parameter descriptions provide the rest.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the schema already fully documents all three parameters. The description only restates the date-range and category-breakdown concepts, adding no new meaning about date formats, inclusive bounds, or the categorical behavior beyond what the schema provides. Baseline 3 is appropriate.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description states a specific verb and resource: 'Total spending over a date range, broken down by category.' This clearly conveys the aggregation behavior and differentiates it from sibling tools like list_expenses. The phrase 'Prefer this over listing every row' reinforces that it summarizes rather than enumerates.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The instruction 'Prefer this over listing every row and adding them up' explicitly tells the agent to use this tool for totals rather than manually aggregating list results. It does not name the sibling tool list_expenses directly, nor does it state exclusions (e.g., 'use list_expenses when line items are needed'), so it falls just short of fully explicit alternative routing.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

whoamiA

Report which user the server sees, and whether expenses are scoped.

Worth having permanently rather than as a one-off diagnostic: "why can't I see my expenses?" is answered by this tool in one call, and the answer is almost always that the request arrived unauthenticated and landed in the shared local bucket.

NameRequiredDescriptionDefault

No parameters

Output Schema

NameRequiredDescription

No output parameters

TDQS

A4.3/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the behavioral disclosure burden. It explains that the tool reveals the server-side user, whether expenses are scoped, and that the likely cause of invisibility is an unauthenticated request landing in the shared local bucket. This adds meaningful diagnostic context beyond the tool name.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The first sentence is a crisp summary, and the second sentence earns its place by explaining practical value. The wording is slightly discursive with the quoted diagnostic scenario, but overall it is compact and front-loaded.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple zero-parameter diagnostic tool with an output schema, the description covers purpose, usage rationale, and a common failure context. It does not explicitly state that the tool is read-only or side-effect-free, but the name and description strongly imply a safe diagnostic operation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool has zero parameters and the input schema is empty, so there are no parameter semantics to clarify. The baseline for a zero-parameter tool is 4, and the description appropriately does not invent parameter guidance.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description opens with a specific verb and resource: 'Report which user the server sees, and whether expenses are scoped.' This clearly distinguishes whoami from the expense-management siblings by framing it as a diagnostic identity/scoping tool rather than a data operation.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description gives a concrete use case: answering 'why can't I see my expenses?' in one call, and advises keeping it permanently rather than as a one-off diagnostic. It does not explicitly contrast against sibling tools or state when not to use it, but the usage context is clear.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

  1. 6 tool updatesv0.1.0
    • First observedadd_expense
    • First observeddelete_expense
    • First observedlist_categories
    • First observedlist_expenses
    • First observedsummarize
    • First observedwhoami

TDQS

A4.3/5.0

Scored across 6 tools

Disambiguation4/5

Each tool maps to a distinct action (auth check, category lookup, add, list, delete, summarize), and the list_expenses vs summarize distinction is explicitly drawn as rows versus totals. whoami is a bit of an outlier but clearly scoped to diagnosing visibility. Only minor overlap exists between listing and summarizing expense data.

Naming Consistency4/5

Most tools follow a clear lower_snake_case verb_noun pattern (list_categories, add_expense, list_expenses, delete_expense). summarize and whoami break the noun-object pattern but are still readable and not confusingly styled. The pluralization of expenses is slightly inconsistent (list_expenses vs delete_expense) but harmless.

Tool Count5/5

Six tools is a well-scoped size for an expense tracker: one diagnostic, one taxonomy lookup, and core expense operations. Each tool earns its place without redundancy or bloat. This is in the ideal 3–15 tool range.

Completeness4/5

The core lifecycle is covered: add, list, delete, summarize, plus category validation and auth scoping. The only notable gap is an update/edit operation, but users can delete and re-add an incorrect expense. Overall agents can accomplish expense tracking without dead ends.

Maintenance

ActivitySlowing
ResponsivenessNo issues

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