Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must disclose behavioral traits. It only states the basic purpose. It does not mention what happens if the shippingQuoteId is invalid, whether the operation is safe (read-only), or any side effects. The agent gains little insight beyond the tool's existence.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.