Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does establish that this writes in-memory state to disk, which is real behavioral content. It leaves out overwrite semantics (does it replace an existing saved file?), failure modes, and whether it needs an open editor session or an existing sketch on disk — gaps that matter for a persistence mutation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.