Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It does disclose two useful behaviors: that the new document is made active (a state mutation affecting other tools) and the return shape {doc: <name>}. It omits collision behavior, required permissions, or any rate/limits context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.