Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. It states the tool retrieves health scores but doesn't specify if this is a read-only operation, what permissions are required, the response format, or any rate limits. This leaves significant gaps for a tool that likely accesses sensitive account data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.