Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint, so the safety profile needs no repetition. The description's real contribution is telling the agent what information surfaces (protocol versions, granted capabilities), which matters for a discoverability tool, but it says nothing about whether it reflects live state, requires an existing connection, or costs a round trip.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.