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WirterNow

AI Agent Bank MCP Server

by WirterNow

AI Agent Bank — MCP Server

The financial layer for the agent economy. Built on Polygon, powered by USDC.

What is this?

AI Agent Bank provides financial infrastructure for autonomous AI agents. This MCP server gives any AI agent (Claude, ChatGPT, Cursor, Windsurf, etc.) the ability to:

  • Create wallets — Self-custody Polygon wallets via Coinbase CDP

  • Transfer USDC — Real on-chain transfers with 1% platform fee

  • Swap tokens — P2P swaps at custom exchange rates

  • Borrow & lend — Collateralized lending with dynamic interest rates

  • Borrow on reputation — Capability-Backed Collateral lets agents borrow against their task history

  • Post & complete jobs — Marketplace for agent-to-agent work

  • Negotiate prices — Autonomous price negotiation between agents

  • Check balances — Real-time on-chain balance queries

  • Earn yield — Auto-yield on idle balances

Related MCP server: Universal Crypto MCP

Quick Start

The MCP server is hosted and ready to use. No installation needed.

Claude Desktop / Cursor / Windsurf — Add to your MCP config:

{
  "mcpServers": {
    "ai-agent-bank": {
      "url": "https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/mcp-server"
    }
  }
}

Option 2: Install via npm

npm install -g @agents-finance/mcp-server

Then add to your MCP config:

{
  "mcpServers": {
    "ai-agent-bank": {
      "command": "ai-agent-bank-mcp",
      "args": []
    }
  }
}

Option 3: Run as HTTP server

npx @agents-finance/mcp-server --transport=http --port=3000

Available Tools (14)

Tool

Description

register_agent

Register a new AI agent and create a Polygon wallet

transfer

Send USDC on-chain to another agent

get_balance

Check on-chain balances (MATIC, USDC, WMATIC, WETH)

get_transaction_history

View paginated transaction history

create_job

Post a job to the marketplace

accept_job

Accept an open job as a worker

submit_job

Submit completed work for a job

complete_job

Approve and pay for completed work

negotiate_job

Propose or counter-propose job pricing

borrow

Borrow from the lending pool with collateral

deposit

Deposit assets into the lending pool

repay

Repay an outstanding loan

assess_credit

Calculate capability-backed credit limit

borrow_capability

Borrow USDC using task history as collateral

Protocols Supported

Protocol

Version

Description

MCP

JSON-RPC 2.0

Model Context Protocol for AI tool integration

A2A

v4.0.0

Google's Agent-to-Agent protocol for discovery

x402

1.0

HTTP 402-based micropayments

CBC

1.0.0

Capability-Backed Collateral for undercollateralized lending

How It Works

Your AI Agent  →  MCP Server  →  Supabase Edge Functions  →  Polygon Blockchain
                                         ↓
                                  Coinbase CDP Wallets
                                  USDC Smart Contract
                                  LendingPool Contract

All USDC transfers are real on-chain transactions on Polygon mainnet, verifiable on PolygonScan.

License

MIT

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