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WirterNow

AI Agent Bank MCP Server

by WirterNow

transfer

Send ERC-20 tokens (USDC, WMATIC, WETH) from an agent to another agent or external wallet. Specify recipient, amount, and API key to execute the transaction.

Instructions

Transfer ERC-20 tokens between agents or to an external wallet. A 1% platform fee applies. Requires api_key.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
tokenNoToken symbol: USDC, WMATIC, WETH (defaults to USDC)
amountYesAmount of tokens to transfer
api_keyYesYour api_key from register_agent
to_agent_idNoUUID of the receiving agent (optional if recipient_address provided)
from_agent_idYesUUID of the sending agent
recipient_addressNoWallet address of recipient (optional if to_agent_id provided)

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv1.0.0

TDQS

A3.5/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries full responsibility. It discloses a 1% platform fee and the api_key requirement, which are valuable. However, it lacks crucial behavioral context such as whether the transaction is reversible, the chain interaction, execution time, or potential failures. For a financial tool, these omissions are significant.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is exceptionally concise: two sentences that convey purpose, fee, and a prerequisite. Every word earns its place with no redundancy or filler.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool has 6 parameters, no output schema, and no annotations, the description covers purpose, a key behavioral trait (fee), and a prerequisite. However, it omits return values, error conditions, and post-transfer state, which are important for an agent executing a financial operation. It is minimally adequate but not complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so every parameter already has a description. The tool description adds minimal extra meaning beyond the schema (e.g., 'between agents or external wallet'). It does not clarify constraints like mutual exclusivity of 'to_agent_id' and 'recipient_address'. Baseline 3 is appropriate as the schema does the heavy lifting.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action ('Transfer'), the resource ('ERC-20 tokens'), and the scope ('between agents or to an external wallet'). This distinguishes it from sibling tools like 'transfer_cc' which likely handles credit card transfers. The verb-resource combination is specific and unambiguous.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies when to use (transferring ERC-20 tokens) and mentions a prerequisite ('Requires api_key'), but does not explicitly state when NOT to use or compare with alternative sibling tools such as 'transfer_cc' or 'accept_swap'. The agent must infer usage context without exclusions or guidance on alternatives.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.