Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must disclose behavioral traits. It only states the action and scope, but does not indicate if the tool is read-only, whether it returns multiple invoices, supports pagination, or how results are sorted. The meaning of 'payable' is also left undefined.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.