Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden of behavioral disclosure. It clearly states the read-only nature ('List') and the resource scope ('all vendor names'), but lacks details about output format, error conditions, or any limitations beyond the name. This is adequate for a simple list operation but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.