Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. It only states the basic action ('list all expenses attached to a specific invoice') but omits critical information such as read-only nature, required permissions, side effects, or return format. The description adds minimal value beyond the tool name.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.