Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral burden and does disclose one meaningful constraint (cannot be invoked during combat), which is more than nothing. It does not say what happens to the character/state after leaving or whether the action is reversible, leaving a gap for a state-changing tool. Return values are covered by the output schema, so that omission is acceptable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.