Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description must carry the burden. 'List' plus 'available to' implies a safe read operation, and the parenthetical discloses that system folders are included, but nothing is said about return shape, whether system labels are flagged distinctly, or whether hidden/unsubscribed labels appear.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.