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Retrieves the community's payment method preferences

get_payment_method_settings
Read-onlyIdempotent

Read a Circle community's payment method preferences to understand accepted payment options. Use the account parameter to select the community credentials to query.

Instructions

Retrieves the community's payment method preferences. Reads community data.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
accountNoNamed private Circle account; selects credentials, not a remote community ID.

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv2.0.0

TDQS

C2.9/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The annotations already declare readOnlyHint=true, idempotentHint=true, openWorldHint=true, and destructiveHint=false, so the safety and idempotency profile is fully covered. The description adds 'Reads community data,' which is a generic restatement rather than new behavioral context like authentication requirements, rate limits, or return format.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is two short sentences, front-loaded with the core purpose. The second sentence 'Reads community data' is somewhat redundant given the verb 'Retrieves' and the readOnlyHint, but it is brief and not harmful.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With no output schema, the description should ideally explain return values or structure, but it does not. Annotations cover the safety profile, and the parameter is documented, so the definition is minimally adequate but leaves gaps in explaining what the tool returns or any constraints.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, and the single parameter 'account' is fully documented in the schema. The description does not mention the parameter, so it adds no meaning beyond the schema, but the baseline is 3 when schema coverage is high.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states a specific verb (Retrieves) and resource (community's payment method preferences), matching the title. However, it does not differentiate from any sibling tools, as no other tool in the list handles payment method preferences, leaving it without explicit sibling differentiation.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives. There is no mention of prerequisites, context, or exclusion criteria, leaving usage entirely to inference.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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