Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It states 'List all' but doesn't reveal any traits like pagination, rate limits, permissions needed, or what 'all' entails (e.g., active only, includes archived). This leaves significant gaps for a tool that likely interacts with account data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.