Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries full burden for behavioral disclosure, but it only states that it retrieves a card by ID. It does not mention authentication requirements, error behavior if the ID is not found, or what the response contains, so it offers minimal behavioral transparency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.