Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description bears the full burden of behavioral disclosure. It implies a read-only operation ('Get list') but does not mention return format, authentication needs, rate limits, or any other behavioral traits. For a simple list tool this is minimal but insufficient given no annotation support.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.