Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description must carry full behavioral disclosure. It only states the action without revealing what happens on duplicate names, whether parent folders are auto-created, permission requirements, or any side effects. For a mutating operation, this is insufficient transparency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.