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johannesbraeunig

ynab-mcp

List YNAB payees

ynab_list_payees
Read-onlyIdempotent

Retrieve all payees from a YNAB budget. Supports delta sync for incremental updates.

Instructions

List all payees in a budget.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
budget_idYesYNAB budget id, or "last-used" for the most recently used budget
last_knowledge_of_serverNoDelta sync cursor: pass the server_knowledge value from a previous call to this tool to receive only entities that changed since then, instead of the full collection. Omit for a full fetch.
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint, openWorldHint, idempotentHint, and non-destructive, but the description adds no behavioral context (e.g., pagination, delta sync details) beyond what annotations provide.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Extremely concise single sentence, front-loaded with key action. No wasted words, but could include brief context on delta sync parameter.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

No output schema, so description should clarify return format or usage of last_knowledge_of_server for delta sync, but it omits these details.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100% with clear parameter descriptions; the description does not add extra meaning, meeting baseline.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses specific verb 'list' and resource 'payees' with scope 'in a budget', clearly distinguishing from sibling tools like ynab_get_payee (singular) and other list tools.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use this tool vs alternatives (e.g., ynab_get_payee for a single payee) or when not to use it.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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