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johannesbraeunig

ynab-mcp

Get a YNAB budget

ynab_get_budget
Read-onlyIdempotent

Retrieve a budget overview including metadata and counts of accounts, categories, payees, and transactions. Use for summary; for detailed data, call list endpoints.

Instructions

Get an overview of one budget: metadata plus counts of accounts/categories/payees/transactions. For the actual account, category, or transaction data, use ynab_list_accounts / ynab_list_categories / ynab_list_transactions instead — this tool intentionally does not return the full embedded export (which can be very large for budgets with long history).

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
budget_idYesYNAB budget id, or "last-used" for the most recently used budget
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint, idempotentHint, destructiveHint. The description adds value by explaining why full data is omitted ('can be very large for budgets with long history'), providing behavioral context beyond annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two sentences, no fluff. The purpose and usage guidance are front-loaded, and every sentence provides essential information.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple tool with one parameter, comprehensive annotations, and no output schema needed, the description fully covers what the tool returns and why, making it complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100% with a clear description for budget_id. The tool description adds no additional parameter semantics, so baseline score of 3 is appropriate.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the verb ('Get an overview of') and resource ('one budget: metadata plus counts...'). It distinguishes from sibling tools like ynab_list_accounts which return full data.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Explicitly advises when not to use this tool and provides specific alternative tools for full data: 'For the actual account, category, or transaction data, use ynab_list_accounts / ynab_list_categories / ynab_list_transactions instead.'

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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