Listar Cartões de Crédito

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, destructiveHint=false, idempotentHint=true, so the safety profile is clear. The description adds that the tool returns 'contexto do perfil ativo', which provides additional behavioral context beyond the annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, concise sentence with no redundant words. It is front-loaded and immediately conveys the tool's purpose.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given that the tool has no parameters and an output schema exists, the description is complete. It explains what the tool returns (credit cards and active profile context), which is sufficient for a simple list operation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

There are no parameters, so schema coverage is 100%. The description does not need to explain parameters. A baseline of 4 is appropriate for zero-parameter tools.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the verb 'Lista' and the resource 'cartões de crédito', and adds that it also returns 'o contexto do perfil ativo', which differentiates it from other list tools like despezzas_list_accounts.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use this tool over alternatives. There is no mention of prerequisites, conditions, or exclusions. The context of 'profile ativo' is implied but not explicitly stated as a requirement.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.