Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must carry the full burden of behavioral disclosure. It indicates a read-only operation via the word 'Returns', but does not mention potential caveats like pagination, ordering, authorization needs, or error behavior. For a simple list operation, this is adequate but not exhaustive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.