Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnlyHint=false, destructiveHint=false, idempotentHint=false, openWorldHint=true), so the bar is lower. The description usefully adds that only one folder is created and that it must sit under an already-allowed parent (no parent auto-creation, sandbox concept), but it does not describe failure/error behavior or permission requirements in detail.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.