Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this is a write, non-destructive, non-idempotent, open-world operation. The description adds genuinely useful context beyond that - the calendar is placed in the 'app default account' rather than a caller-specified one, which matters since no account parameter exists. It still omits duplicate-name handling and permission requirements, so it does not exceed a 3.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.