Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description must carry the full burden of behavioral disclosure. 'Get historical free cash flow' is essentially a restatement of the tool name and adds no information about data frequency, units, currency, fiscal year alignment, or how free cash flow is calculated. It provides zero incremental behavioral context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.