Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. It only says 'get a quote' without revealing what data is returned (e.g., price, volume, timestamp), whether it's real-time or delayed, or any rate limits or authentication needs. This is sparse and does not help the agent anticipate the tool's behavior beyond the action itself.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.