Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It says 'List' which implies a read-only operation, but it does not explicitly state that it is non-mutating, nor does it disclose any edge cases (e.g., whether the list includes delisted tokens, what happens with no results, or any rate limits). The description is minimal and offers no behavioral nuance.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.