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beneficiary_update

Update an existing SEPA beneficiary with support for Strong Customer Authentication. Handles inline polling or returns a pending response for asynchronous approval.

Instructions

Update an existing SEPA beneficiary. SCA: this operation may require Strong Customer Authentication; the tool polls inline by default (wait=30s) and falls back to a structured pending response so the caller can continue via sca_session_show + sca_session_token.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
idYesBeneficiary ID (UUID)
bicNoBIC/SWIFT code
ibanNoIBAN
nameNoBeneficiary name
waitNoMaximum seconds (0-120) to poll inline for SCA approval before returning a structured pending response. Use false or 0 for a pure two-step flow (return immediately on SCA required). Default 30.
emailNoEmail address
activity_tagNoActivity tag
sca_session_tokenNoSCA session token from a prior call to bind a previously approved SCA challenge to this retry. When set, no polling occurs and the operation runs exactly once with the token attached.
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations provided, so the description fully discloses SCA requirements, polling defaults (wait=30s), fallback to pending response, and how to retry with a session token. This is comprehensive behavioral transparency.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two sentences, front-loaded with the core purpose, and the second sentence efficiently packs SCA behavior details without wasted words.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With 8 parameters (1 required) and no output schema, the description covers the critical SCA and polling behavior adequately. No missing context for an update operation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters5/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema already has 100% coverage for parameters, but the description adds significant meaning by explaining the wait parameter's default and behavior, the use of false for a two-step flow, and the sca_session_token's role in binding to a prior SCA challenge.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states 'Update an existing SEPA beneficiary' with a specific verb and resource, distinguishing from sibling tools like beneficiary_add, beneficiary_list, etc.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Explains SCA handling, polling behavior, and fallback mechanism, and suggests using sca_session_show and sca_session_token for continuation. Provides context for when to use sca_session_token parameter, but does not explicitly exclude alternative tools.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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