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beneficiary_untrust

Untrust one or more SEPA beneficiaries. Supports SCA via inline polling or two-step flow with session tokens.

Instructions

Untrust one or more SEPA beneficiaries (requires Embed-partner-only beneficiary.trust OAuth scope; standard third-party apps will receive 403). SCA: this operation may require Strong Customer Authentication; the tool polls inline by default (wait=30s) and falls back to a structured pending response so the caller can continue via sca_session_show + sca_session_token.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
idsYesBeneficiary IDs to untrust
waitNoMaximum seconds (0-120) to poll inline for SCA approval before returning a structured pending response. Use false or 0 for a pure two-step flow (return immediately on SCA required). Default 30.
sca_session_tokenNoSCA session token from a prior call to bind a previously approved SCA challenge to this retry. When set, no polling occurs and the operation runs exactly once with the token attached.
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries the full burden. It details SCA polling behavior, fallback to pending response, and the use of sca_session_token, which is valuable for an agent.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is concise (three sentences) and front-loaded with purpose and scope, effectively covering key points without extra words.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Despite no output schema, the description explains the SCA flow and pending response. It could be improved by describing the success response, but overall it is fairly complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100%, and the description adds meaning by explaining how wait and sca_session_token interact with the SCA flow, going beyond the schema descriptions.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action ('Untrust one or more SEPA beneficiaries') and specifies the required OAuth scope, distinguishing it from sibling tools like beneficiary_trust.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description explains when to use (requires Embed-partner scope) and how SCA is handled, but does not explicitly mention when not to use or provide alternatives.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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