Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It only states the action ('Build') without revealing return format, side effects, validation rules, or any other behavioral traits. For a tool that constructs a URL, an agent might expect to know if it returns a string, whether it encodes parameters, etc. This is a significant gap, rating a 2.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.