Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description is consistent with the annotations (readOnlyHint: true), indicating a safe read operation. However, it does not disclose additional behavioral traits such as pagination behavior, rate limiting, or whether the list includes only completed transactions. The annotation already covers safety, so the bar is lower, but the description adds no extra context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.