The RateSpot MCP Server enables users to access and analyze real-time mortgage rates and loan calculations directly within Claude Desktop.
Retrieve Real-time Mortgage Rates: Get current rates based on specific criteria like location, loan amount, type, term, and credit score
Compare Loan Products: Evaluate different loan options by analyzing financial specifics
Calculate Monthly Payments: Determine estimated payments including interest, PMI, HOA fees, taxes, and insurance
Manage Data Files: List, read, download, delete, and copy CSV files containing mortgage data
Analyze and Compare Data: Perform various analyses (summary, detailed, rates) and compare data between different files
Customize Output Formats: Export mortgage rate data in various formats (markdown, CSV, JSON)
Utilizes .ENV for environment variable management to securely store and access the RateSpot API key
Supports Git for version control and contribution workflow when extending the RateSpot MCP server
Hosted on GitHub for distribution, issue tracking and collaboration on the RateSpot MCP server
Provides specific configuration instructions for running the RateSpot MCP server on macOS with Claude Desktop
Integrates with Node.js as the runtime environment for executing the RateSpot MCP server
Built with TypeScript for type safety and better developer experience when extending the RateSpot MCP server
Incorporates Zod for input validation using schemas to ensure API requests are properly formatted
RateSpot MCP Server
Get real-time mortgage rates directly in Claude Desktop with the RateSpot MCP Server.
🚀 Super Simple Installation
Prerequisites
Claude Desktop: Download and install from claude.ai/download
RateSpot API Key: Get yours at app.ratespot.io
🎯 Desktop Extension (DXT) - Easiest Method!
Just like installing a browser extension - no technical knowledge required!
Download: ratespot-mcp-2.0.3.dxt
Double Click the downloaded file into Claude Desktop
Enter your RateSpot API key when prompted
Done! Start asking about mortgage rates immediately
No Node.js, no Terminal, no configuration files needed!
📖 Complete DXT Installation Guide
Note: Version 2.0.3 adds foreclosure listings search with interactive map visualization, streaming support for handling long-running requests, and exposes all CSV/file management tools in the streaming server.
Alternative Installation Methods
⚡ One-Click Terminal Installation (macOS)
🖱️ GUI Installation (macOS)
Download
RateSpot-MCP-Installer.app
from installers/macosDouble-click and follow the setup wizard
💻 Windows Installation
Download and run
setup.bat
from installers/windows
🔑 Get Your RateSpot API Key
Sign up for free at https://app.ratespot.io
Get your API key from Account Settings
Installing via Smithery
To install RateSpot MCP Server for Claude Desktop automatically via Smithery:
Start Using
Ask Claude about mortgage rates! Try questions like: "Can you get current mortgage rates for a $400,000 loan?"
✨ What You Can Do
Once installed, you can ask Claude to:
Get Current Rates: "What are today's mortgage rates for a $500K loan?"
Search Foreclosures: "Show me foreclosure listings within 10 miles of 94949"
View Property Maps: "Display foreclosures on an interactive map"
Compare Loan Products: "Compare 15-year vs 30-year mortgages for my situation"
Calculate Payments: "Calculate monthly payment for $400K at 6.5% interest"
Analyze Market Trends: "Show me rate trends for the past 30 days"
Pre-qualify: "Can I qualify for a loan with 750 credit score and $80K income?"
📚 Additional Documentation
Installation Guides - Detailed installation instructions and troubleshooting
User Guides & Features - Complete feature documentation and usage examples
Manual Setup Instructions - Step-by-step manual configuration for Claude Desktop and Cline
🛠️ For Developers
API Documentation - Technical API reference
Testing Guide - Test files and validation scripts
Examples - Usage examples and sample code
Sample Data - Example CSV and JSON data files
🔧 Manual Installation
If you prefer to install manually or need to customize the setup:
Clone the repository
git clone https://github.com/your-username/ratespot-mcp.git cd ratespot-mcpInstall dependencies
npm installBuild the server
npm run buildConfigure your API key
cp .env.example .env # Edit .env and add your RateSpot API keyConfigure Claude Desktop
See installers/manual/CLAUDE_DESKTOP_INSTALLATION.md for detailed instructions
🗑️ Uninstallation
Uninstall from Claude Desktop
Open Claude Desktop
Click on the settings icon (⚙️)
Go to "Extensions"
Find "RateSpot MCP" in the list
Click "Remove" or the trash icon
Restart Claude Desktop
Manual Uninstallation
If you installed manually or need to clean up files:
Remove MCP configuration
rm -rf ~/.config/claude/mcp/ratespot-mcpRemove from Claude Desktop settings
rm -rf "~/Library/Application Support/Claude/mcp/ratespot-mcp"Remove DXT file (if installed via DXT)
rm -f ~/Downloads/ratespot-mcp-2.0.3.dxtRemove DXT streaming server file
rm -f "/Users/[username]/Library/Application Support/Claude/Claude Extensions/local.dxt.ratespot.ratespot-mcp/server/ratespot_mcp_server_streaming.js"Clean up data directory
rm -rf ~/.local/share/claude/mcp/ratespot-mcpUpdate Claude Desktop config file
# Config file location: ${HOME}/Library/Application Support/Claude/claude_desktop_config.json # Open the file in your preferred editor and remove the ratespot-mcp entry from the extensions sectionCheck and kill any running server processes
# Check if anything is running on port 3001 lsof -i :3001 # If a process is found, kill it using its PID kill $(lsof -t -i:3001)
After uninstallation, restart Claude Desktop to ensure all changes take effect.
🆘 Need Help?
Installation Issues: Check docs/installation/ for troubleshooting guides
Usage Questions: See docs/guides/ for feature documentation
API Problems: Visit RateSpot.io Support
📄 License
MIT License - see LICENSE file for details.
Ready to get started? Download the installer for your platform and you'll be getting mortgage rates in Claude within minutes! 🏠💰
remote-capable server
The server can be hosted and run remotely because it primarily relies on remote services or has no dependency on the local environment.
Tools
Provides access to RateSpot.io mortgage rate APIs, enabling AI assistants to fetch real-time mortgage rates, compare loan products, calculate payments, and access comprehensive lending information.
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