RateSpot MCP Server

calculate-monthly-payment

Compute monthly mortgage payments by entering loan amount, interest rate, and term. Includes property tax, insurance, PMI, and HOA fees. Output available in table, CSV, or pipe-delimited format.

Input Schema

Name	Required	Description	Default
`format`	No	Output format: 'table' for formatted view, 'csv' for CSV download, or 'pipe' for pipe-delimited format	table
`hoaFees`	No	Monthly HOA fees in dollars
`homeInsurance`	No	Annual home insurance in dollars
`interestRate`	Yes	Annual interest rate as percentage (e.g., 6.5)
`loanAmount`	Yes	Loan amount in dollars
`loanTerm`	Yes	Loan term in years
`pmi`	No	Monthly PMI amount in dollars
`propertyTax`	No	Annual property tax in dollars

Input Schema (JSON Schema)

{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "additionalProperties": false,
  "properties": {
    "format": {
      "default": "table",
      "description": "Output format: 'table' for formatted view, 'csv' for CSV download, or 'pipe' for pipe-delimited format",
      "type": "string"
    },
    "hoaFees": {
      "description": "Monthly HOA fees in dollars",
      "type": "number"
    },
    "homeInsurance": {
      "description": "Annual home insurance in dollars",
      "type": "number"
    },
    "interestRate": {
      "description": "Annual interest rate as percentage (e.g., 6.5)",
      "type": "number"
    },
    "loanAmount": {
      "description": "Loan amount in dollars",
      "type": "number"
    },
    "loanTerm": {
      "description": "Loan term in years",
      "type": "number"
    },
    "pmi": {
      "description": "Monthly PMI amount in dollars",
      "type": "number"
    },
    "propertyTax": {
      "description": "Annual property tax in dollars",
      "type": "number"
    }
  },
  "required": [
    "loanAmount",
    "interestRate",
    "loanTerm"
  ],
  "type": "object"
}

Install Server

HTTP connection URL

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