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RateSpot MCP Server

by zad0xlik

get-mortgage-rates

Retrieve real-time mortgage rates, compare loan products, and calculate payments by inputting loan details such as credit score, property value, and loan type. Ideal for evaluating financing options.

Input Schema

NameRequiredDescriptionDefault
creditScoreNoCredit score (300-850)
downPaymentNoDown payment amount in dollars
formatNoOutput formatmarkdown
loanAmountNoLoan amount in dollars
loanTermNoLoan term in years (15, 30, etc.)
loanTypeNoLoan type (conventional, fha, va, usda)
occupancyNoOccupancy type (primary, secondary, investment)
propertyTypeNoProperty type (single_family, condo, townhouse, multi_family)
propertyValueNoProperty value in dollars
rateTypeNoRate type (fixed, arm)
stateNoState abbreviation (e.g., CA, TX, NY)
zipCodeNoZIP code

Input Schema (JSON Schema)

{ "$schema": "http://json-schema.org/draft-07/schema#", "additionalProperties": false, "properties": { "creditScore": { "description": "Credit score (300-850)", "type": "number" }, "downPayment": { "description": "Down payment amount in dollars", "type": "number" }, "format": { "default": "markdown", "description": "Output format", "enum": [ "structured", "markdown", "csv", "pipe" ], "type": "string" }, "loanAmount": { "description": "Loan amount in dollars", "type": "number" }, "loanTerm": { "description": "Loan term in years (15, 30, etc.)", "type": "number" }, "loanType": { "description": "Loan type (conventional, fha, va, usda)", "type": "string" }, "occupancy": { "description": "Occupancy type (primary, secondary, investment)", "type": "string" }, "propertyType": { "description": "Property type (single_family, condo, townhouse, multi_family)", "type": "string" }, "propertyValue": { "description": "Property value in dollars", "type": "number" }, "rateType": { "description": "Rate type (fixed, arm)", "type": "string" }, "state": { "description": "State abbreviation (e.g., CA, TX, NY)", "type": "string" }, "zipCode": { "description": "ZIP code", "type": "string" } }, "type": "object" }

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