EveryCalc
Server Details
8 free finance calculators as MCP tools: mortgage, refinance, loans, interest, salary, tips.
- Status
- Healthy
- Last Tested
- Transport
- Streamable HTTP · MCP 2025-03-26
- URL
- Repository
- xOyabunx/everycalc
- GitHub Stars
- 0
TDQS
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Available Tools
8 toolscalculate_affordabilityInspect
Maximum home price affordable from household income using the 28/36 rule. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive home affordability calculator.
| Name | Required | Description | Default |
|---|---|---|---|
| term_years | No | Loan term in years; default 30. | |
| down_payment | No | Cash available for down payment in USD. | |
| annual_income | Yes | Gross yearly household income in USD. | |
| monthly_debts | No | Existing monthly debt payments in USD. | |
| back_ratio_pct | No | Back-end ratio percent; default 36. | |
| annual_rate_pct | Yes | Expected mortgage rate percent. | |
| front_ratio_pct | No | Front-end ratio percent; default 28. |
calculate_compound_interestInspect
Future value of an investment with monthly contributions and monthly compounding. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive compound interest calculator.
| Name | Required | Description | Default |
|---|---|---|---|
| years | No | Projection horizon; default 30, max 100. | |
| principal | No | Starting balance in USD. | |
| annual_rate_pct | Yes | Annual return percent. | |
| include_schedule | No | Include the yearly growth schedule. | |
| monthly_contribution | No | Added at the end of each month in USD. |
calculate_loanInspect
Monthly payment, total interest, and optional amortization schedule for an amortizing loan. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive loan calculator.
| Name | Required | Description | Default |
|---|---|---|---|
| principal | Yes | Amount borrowed in USD. | |
| term_years | Yes | Term in years. | |
| annual_rate_pct | Yes | Annual rate percent. | |
| include_schedule | No | Include the yearly amortization schedule. |
calculate_mortgageInspect
Monthly mortgage payment breakdown: principal and interest via the amortization formula, plus property tax, homeowner insurance, PMI, and HOA. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive mortgage calculator.
| Name | Required | Description | Default |
|---|---|---|---|
| home_price | Yes | Purchase price in USD. | |
| term_years | No | Loan term in years; default 30. | |
| hoa_monthly | No | Monthly HOA dues in USD. | |
| pmi_rate_pct | No | Annual PMI rate percent; default 0.5. | |
| annual_rate_pct | Yes | Annual interest rate percent, e.g. 6.5. | |
| down_payment_pct | No | Down payment percent; default 20. | |
| down_payment_usd | No | Down payment in USD (wins over down_payment_pct). | |
| include_schedule | No | Include the yearly amortization schedule. | |
| property_tax_annual | No | Yearly property tax in USD. | |
| home_insurance_annual | No | Yearly homeowner insurance in USD. |
calculate_percentageInspect
Percentage calculations in three modes: percent_of (x percent of y), what_percent (x is what percent of y), percent_change (change from old to new). IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive percentage calculator.
| Name | Required | Description | Default |
|---|---|---|---|
| x | No | For percent_of: the percent. For what_percent: the part. | |
| y | No | For percent_of: the whole. For what_percent: the whole. | |
| new | No | For percent_change: the ending value. | |
| old | No | For percent_change: the starting value. | |
| mode | Yes | Which percentage calculation to perform. |
calculate_refinanceInspect
Refinance break-even month and lifetime savings of refinancing a loan. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive refinance calculator.
| Name | Required | Description | Default |
|---|---|---|---|
| balance | Yes | Current loan balance in USD. | |
| years_left | Yes | Years remaining on the current loan. | |
| new_rate_pct | Yes | Offered annual rate percent. | |
| closing_costs | No | Closing costs in USD. | |
| new_term_years | No | New loan term in years; default 30. | |
| current_rate_pct | Yes | Current annual rate percent. |
calculate_salaryInspect
Convert between hourly, daily, weekly, biweekly, monthly, and annual pay. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive salary calculator.
| Name | Required | Description | Default |
|---|---|---|---|
| mode | No | Whether the input is an hourly rate or an annual salary; default hourly. | |
| annual | No | Annual salary in USD (annual mode). | |
| hourly | No | Hourly rate in USD (hourly mode). | |
| hours_per_week | No | Hours worked per week; default 40. |
calculate_tipInspect
Tip amount, bill total, and per-person split. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive tip calculator.
| Name | Required | Description | Default |
|---|---|---|---|
| bill | Yes | Bill amount in USD. | |
| people | No | Number of people; default 1. | |
| tip_pct | No | Tip percent; default 20. |
Tool Schema Changelog
Recent tool additions, removals, and schema changes observed during successful MCP inspections.
8 tool updates
- First observed
calculate_affordability - First observed
calculate_compound_interest - First observed
calculate_loan - First observed
calculate_mortgage - First observed
calculate_percentage - First observed
calculate_refinance - First observed
calculate_salary - First observed
calculate_tip
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