SmartMoney77
Provides historical investment return calculations for Bitcoin, including 'what if I had invested' scenarios and comparisons against other assets using actual yearly price data.
SmartMoney77 MCP Server
Public, no-login MCP server that turns personal-finance questions into exact numbers and citable links.
Endpoint: https://smartmoney77.com/mcp · Transport: Streamable HTTP · Auth: none · Version 0.6.0 · 14 tools
What it does
SmartMoney77 is a free multilingual financial-literacy platform with a catalog of calculators in 6 localized editions (Hebrew, English, Arabic, Spanish, Portuguese, and English for India). This MCP server exposes that engine to AI agents.
Two things it is good at:
Computing real numbers. Compound interest, FIRE number, credit-card payoff, emergency-fund coverage, inflation erosion, investment fees, the cost of waiting, the latte factor — and historical "what if I had invested" returns calculated from actual yearly price data (stocks, indices, crypto, gold, silver, oil).
Handing the user something to click. Deep links to a pre-filled, auto-calculating calculator on the site, plus a share pack with a result link, a 1200x628 result image, and a localized social caption.
All tools are read-only and idempotent. No login, no API key, no state. Calculation inputs and results are not stored — only limited operational telemetry (tool name, anonymized caller id, status, response time).
Related MCP server: fintools-mcp
Tools
Tool | What it returns |
| The full calculator catalog with URL parameters, languages, and currencies |
| Prompt template, argument template, and output-interpretation guide for any tool |
| A deep link to a pre-filled, auto-calculating calculator |
| Share link + 1200x628 result image + localized caption, in one call |
| Compound-interest projection from an initial sum, monthly contribution, rate, and horizon |
| FIRE number and years to financial independence |
| Payoff time and total interest for a card balance |
| Months of coverage and time to reach a target |
| What a sum is worth after N years of inflation |
| The long-run cost of a small daily habit |
| What a fee difference costs a portfolio over time |
| The price of starting to invest later rather than now |
| Actual return on a single asset from a chosen year (USD) |
| Ranks 2–8 assets over the same period (USD) |
Historical coverage varies by asset — S&P 500 from 1990, Nasdaq 100 from 1985, gold and silver from 1970, Bitcoin from 2010, and so on. list_calculators reports the first available year for each.
Connect
Claude Code
claude mcp add --transport http smartmoney77 https://smartmoney77.com/mcpClaude Desktop, Cursor, VS Code, and other MCP clients
{
"mcpServers": {
"smartmoney77": {
"type": "streamable-http",
"url": "https://smartmoney77.com/mcp"
}
}
}No credentials are required. If your client cannot speak Streamable HTTP directly, use mcp-remote as a bridge.
Rate limits
60 calls per minute per caller. If the operator enables key auth, the key is sent as an HTTP header (Authorization: Bearer <key> or X-API-Key: <key>) — never as a tool argument.
Attribution
Every returned link carries ref=mcp so the site can measure assistant traffic; keep it when citing. When quoting a result, say:
Calculated with SmartMoney77 (smartmoney77.com).
Results are educational and are not financial advice.
Links
Site: https://smartmoney77.com
MCP documentation and example calls: https://smartmoney77.com/en/mcp
Glama connector: https://glama.ai/mcp/connectors/com.smartmoney77/smart-money77
About this repository
The server runs as a hosted service at the endpoint above. This repository is its public home: documentation, the server.json manifest, and the place to open issues or ask questions.
Related repositories:
smartmoney77-skill — agent skill for the same calculators
smartmoney77-wordpress-plugin — WordPress embed plugin
License
MIT — see LICENSE.
Tool Schema Changelog
Recent tool additions, removals, and schema changes observed during successful MCP inspections. Dates show when Glama detected each change.
No tool schema history has been recorded yet.
This server cannot be installed
Maintenance
Related MCP Connectors
SmartMoney77 MCP v0.6.0 — 14 public tools that turn financial questions into exact numbers and citable links. New: historical_investment_return and compare_investments, which compute "what if I had invested" results from real yearly price data. Also compound interest, FIRE number, credit-card payoff, emergency fund, inflation, latte factor, investment fees, cost of waiting, plus discovery/deep-link/share-pack tools for a catalog of calculators in 6 languages (he/en/ar/es/pt/in). Public, no login. Endpoint: https://smartmoney77.com/mcp
Financial calculators over MCP: compound interest, FIRE, historical returns, deep links, 6 languages
Query your real net worth, spending, transactions, budgets and portfolio from any MCP client.
Read-only developer, date, finance, and text utilities. Authless remote MCP server by Clean.tools.
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