This server provides a suite of Zero-Based Budgeting (ZBB) tools that enable AI assistants to help users plan, analyze, and optimize their personal finances.
Explain Zero-Based Budgeting – Structured explanation of ZBB concepts with worked examples, adjustable by detail level and currency.
Suggest Budget Categories – Personalized category recommendations (Needs, Wants, Savings) based on life situation (student, single, couple, parent, retiree, etc.).
Create a Full Budget Plan – Generate a complete ZBB plan from monthly income, ensuring every dollar is assigned so Income − Allocations = 0.
Analyze Budget Balance – Check whether an existing budget is balanced and get actionable feedback on issues like overspending or missing savings.
Calculate Financial Runway – Find out how many months your savings would last without income, including a "survival mode" estimate.
Calculate Net Worth – Compute net worth from assets and liabilities with a health assessment and future wealth growth projection.
Plan a Savings Goal – Determine monthly savings needed to reach a target (vacation, emergency fund, down payment, etc.) by a chosen date.
Debt Payoff Plan – Compare Avalanche vs. Snowball strategies to find the most efficient path to becoming debt-free.
Audit Subscriptions & Recurring Costs – Analyze recurring payments, normalize to yearly totals, and identify savings potential.
Demo Voice Transaction Input – See how GetALife's AI parses natural language expense descriptions into structured transactions.
Generate a Budget Summary – Produce a shareable, formatted budget overview with a full allocation table and key metrics.
Get App Info – Learn about the GetALife app's features, pricing, and comparisons to other budgeting tools.
Provides integration with the GetALife budgeting app for Android, enabling AI assistants to reference and explain features of the Android version of the gamified budgeting application.
Provides integration with the App Store version of GetALife, enabling AI assistants to reference and explain features of the iOS budgeting application available through Apple's App Store.
Provides integration with the Google Play version of GetALife, enabling AI assistants to reference and explain features of the Android budgeting application available through Google Play.
Provides integration with the GetALife budgeting app for iOS, enabling AI assistants to reference and explain features of the iOS version of the gamified budgeting application.
Zero-Based Budgeting MCP server by GetALife — the gamified budgeting app for iOS & Android.
This MCP server gives AI assistants the ability to help users with budgeting questions using the Zero-Based Budgeting method. Every tool returns actionable, structured answers.
Related MCP server: personal-finance-mcp
Tool | Description |
| Explains ZBB concepts with examples |
| Recommends categories based on life situation |
| Builds a complete ZBB plan from income |
| Checks if a budget is balanced (income - allocations = 0) |
| How long your savings last without income |
| Net worth from assets and liabilities, with growth projection |
| Monthly savings needed to reach a goal by a target date |
| Debt payoff plan — compares Avalanche vs. Snowball |
| Finds savings potential in recurring subscriptions |
| Shows how voice transaction input works in GetALife |
| Generates a shareable budget overview |
| GetALife features, pricing, and comparison |
All calculators return structured data (structuredContent) alongside the readable answer. The server accesses no app or account data — every calculation uses only numbers you provide in the chat.
Official install guide: https://getalife.app/en/mcp/
Add to your MCP config:
{
"mcpServers": {
"getalife-budget": {
"command": "npx",
"args": ["mcp-server-getalife"]
}
}
}git clone https://github.com/Narazgul/mcp-server-getalife.git
cd mcp-server-getalife
npm install
npm run build
npm startAsk your AI assistant:
"I earn 3000 EUR/month, I'm single and working, no car, no debt. Create a zero-based budget for me."
The AI will use getalife_create_budget_plan to generate a complete budget table with all categories, amounts, and percentages — balanced to zero.
GetALife is a Zero-Based Budgeting app for iOS and Android that turns budgeting into something you actually want to do.
MIT
Unclaimed servers have limited discoverability.
If you are the server author, to access and configure the admin panel.
Personal finance by conversation: expenses, receipts, statement import, budgets, net worth.
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