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Narazgul

mcp-server-getalife

Generate Budget Summary

budget_summary
Read-onlyIdempotent

Generate a shareable text summary of your budget plan with allocation tables, key metrics, and Financial Runway estimate for sharing with partners or financial advisors.

Instructions

Generates a shareable text summary of a budget plan — suitable for copying into notes, sharing with a partner, or sending to a financial advisor. Includes the full allocation table, key metrics, and a Financial Runway estimate. Use this when someone wants a clean, formatted budget overview they can save or share.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
monthly_incomeYesMonthly net income
allocationsYesList of budget categories and their monthly amounts
savings_balanceNoCurrent total savings/emergency fund balance
currencyNoCurrency codeEUR
nameNoName for the budget (e.g. 'April 2026' or 'My First Budget')
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already provide readOnlyHint=true, destructiveHint=false, idempotentHint=true, and openWorldHint=false, covering safety and idempotency. The description adds valuable context about the output being 'shareable text' suitable for copying and sharing, which isn't covered by annotations, though it doesn't mention rate limits or authentication needs.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is front-loaded with the core purpose, followed by output details and usage guidelines in two efficient sentences with no wasted words, making it easy to scan and understand quickly.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool's moderate complexity, rich annotations (covering safety and idempotency), and full schema coverage, the description provides complete context by clarifying the tool's purpose, output format, and usage scenarios, making it sufficient for an agent to use effectively despite no output schema.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the schema fully documents all parameters. The description doesn't add any parameter-specific details beyond what's in the schema, but it implies the parameters are used to generate the summary, maintaining the baseline score of 3.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool's purpose: 'Generates a shareable text summary of a budget plan' with specific outputs (allocation table, key metrics, Financial Runway estimate) and distinguishes it from siblings like 'analyze_budget' or 'create_budget_plan' by focusing on formatted summarization for sharing.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description explicitly states when to use it: 'Use this when someone wants a clean, formatted budget overview they can save or share' and provides specific use cases (copying into notes, sharing with a partner or financial advisor), clearly differentiating it from analysis or creation tools.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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