calculate_refinance
Refinance break-even month and lifetime savings of refinancing a loan. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive refinance calculator.
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| balance | Yes | Current loan balance in USD. | |
| years_left | Yes | Years remaining on the current loan. | |
| new_rate_pct | Yes | Offered annual rate percent. | |
| closing_costs | No | Closing costs in USD. | |
| new_term_years | No | New loan term in years; default 30. | |
| current_rate_pct | Yes | Current annual rate percent. |