Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so safety is covered. The description adds nothing behavioral beyond that: it does not say whether a missing customer errors or returns empty, whether ID/phone/email matching is exact, or whether multiple matches are possible. With no output schema, that gap matters.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.