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vargahis

monarch-mcp

refresh_accounts

Update your Monarch Money account balances and transactions by requesting a data refresh from connected financial institutions.

Instructions

Request account data refresh from financial institutions.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault

No arguments

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYes
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description should disclose behavioral traits like side effects, asynchronicity, or rate limits. It only states 'Request' without indicating if the refresh is immediate, queued, or what happens to existing data.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, efficient sentence that conveys the core function without extraneous words, making it easy to parse.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

While the tool has an output schema and no parameters, the description lacks critical context about the refresh process (e.g., asynchronicity, expected response, impact on other tools). This leaves the agent underinformed for safe invocation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

There are zero parameters, so the schema coverage is 100%. The description does not need to add parameter information, and the baseline of 4 applies per guidelines.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action ('request'), resource ('account data refresh'), and source ('from financial institutions'), distinguishing it from sibling 'get_' tools that query data.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives or any prerequisites (e.g., authentication, previous data fetch). The implicit purpose is clear, but explicit usage context is missing.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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